PLUS1
Clearview Wealth Financial Data
| Company name: | ClearView Wealth Ltd | Status: | Active |
| End of fiscal year: | 30 June 2018 | ISIN | AU000000CVW9 |
| Auditor: | Deloitte Touche Tohmatsu | Year established: | 2003 |
| Company sector name: | Financial Services | Trading currency: | AUD |
| Industry name: | Insurance - Diversified | Place of incorporation: | Australia (AU) |
| Industry group name | Insurance | Doing business in: | Australia (AU) |
| Address | 20 Bond Street Level 15, 2000 | Tel.: | +61 280951300 |
| City/Country: | Sydney, Australia | Fax: | +61 292331960 |
| Web address: | http://www.clearview.com.au |
| Company description: | ClearView Wealth Ltd is a diversified financial services company which partners with financial advisers and strategic partners to help Australians protect and grow their wealth and achieve their financial goals. The company operates in three core segments: Life Insurance, Wealth Management, and Financial Advice. |
| Price | Price change [%] | Bid | Offer | Open | High | Low | Volume |
|---|---|---|---|---|---|---|---|
| 0.485 | -0.01[-2.02%] | 0.48 | 0.485 | 0.485 | 0.485 | 0.485 | 27,123 |
| Market Cap. [m] | Shares In Issue [m] | Beta | EPS | DPS | PE Ratio | Yield | 52-Wks-Range |
| 304.082955 | 677.074118 | 0.16 | 0.04 | 0.02 | 11.43 | 3.89 | 0.19 - 0.59 |
CVW KEY FIGURES (at previous day's close) | |
|---|---|
Yesterday's Close | 0.50 |
PE Ratio | 11.43 |
Market Capitalisation | 304.08M |
Latest Shares Outstanding | 677.07M |
Earnings pS (EPS) | 0.04 |
Dividend pS (DPS) | 0.02 |
Dividend Yield | 3.89% |
Sales per Employee | - |
Effective Tax Rate | - |
Foreign Sales | - |
Domestic Sales | - |
Selling, General & Adm/tive (SG... | 24.05% |
Research & Devlopment (R&D) as ... | 0.00% |
Gross Profit Margin | 0.00% |
EBITDA Margin | - |
Pre-Tax Profit Margin | 7.87% |
Assets Turnover | 5.98% |
Return on Assets (ROA) | 0.01% |
Return on Equity (ROE) | 0.06% |
Return on Capital Invested (ROC... | - |
Current Ratio | - |
Leverage Ratio (Assets/Equity) | 5.56% |
Interest Cover | 0.00 |
Total Debt/Equity (Gearing Rati... | - |
LT Debt/Total Capital | - |
Working Capital pS | 4.02 |
Cash pS | 0.29 |
Book-Value pS | 3.95 |
Tangible Book-Value pS | -0.07 |
Cash Flow pS | - |
Free Cash Flow pS | -0.01 |
Spread | 0.01 |
Gross gearing | 0.00% |
Net Debt | -176.36M |
CVW Balance Sheet Chart (30 June 2018) | ||
|---|---|---|
 | ||
| Period † | High | Low |
|---|---|---|
| 1 Week | 0.59 | 0.45 |
| 1 Month | 0.59 | 0.41 |
| 3 Months | 0.59 | 0.40 |
| 6 Months | 0.59 | 0.315 |
| 1 Year | 0.59 | 0.185 |
| 3 Years | 1.615 | 0.185 |
| 5 Years | 1.845 | 0.185 |
Share price performance previous 3 years |
|---|
Share price performance intraday |
|---|
| Period † | Open | Open Avg. | VWAP | Min Vol | Max Vol | Avg. Daily Vol | Change | % |
|---|---|---|---|---|---|---|---|---|
| 1 Week | 0.48 | 0.511 | 0.534656 | 43,202 | 356,584 | 169,606 | 0.005 | 1.04% |
| 1 Month | 0.425 | 0.452105 | 0.487275 | 24 | 356,584 | 92,671 | 0.06 | 14.12% |
| 3 Months | 0.455 | 0.432813 | 0.458804 | 9 | 356,584 | 63,814 | 0.03 | 6.59% |
| 6 Months | 0.35 | 0.390143 | 0.388159 | 5 | 643,648 | 108,025 | 0.135 | 38.57% |
| 1 Year | 0.36 | 0.329687 | 0.262904 | 5 | 15,766,202 | 246,096 | 0.125 | 34.72% |
| 3 Years | 1.615 | 0.663947 | 0.667153 | 3 | 15,766,202 | 257,681 | -1.13 | -69.97% |
| 5 Years | 0.92 | 0.926719 | 0.796784 | 1 | 15,766,202 | 197,156 | -0.435 | -47.28% |
CVW Growth Ratios (30 June 2018) | ||||
|---|---|---|---|---|
| 1 year | 3 years | 5 years | 10 years | |
Diluted EPS growth | 0.96 | 0.21 | 0.56 | - |
Diluted continuous EPS growth | 0.96 | 0.21 | 0.56 | - |
Dividend growth | -0.23 | -0.01 | 0.02 | -0.13 |
Equity per share growth | 0.05 | 0.01 | 0.02 | -0.00 |
Revenue growth | 0.04 | 0.08 | 0.07 | 0.38 |
Operating income growth | - | - | - | - |
Net income growth | 1.02 | 0.28 | 0.70 | - |
Net income cont growth | 1.02 | 0.28 | 0.70 | - |
CFO growth | - | - | - | 0.06 |
FCF growth | - | - | - | - |
Operating revenue growth | 0.04 | 0.08 | 0.07 | 0.38 |
CVW Income Statement 30 June 2018 (AUD) | |
|---|---|
Total Revenue | 413.402 |
Premiums Earned | 158.43 |
Gross Premiums Written | 215.171 |
Ceded Premiums | -56.741 |
Net Investment Income | 102.026 |
Interest and Dividend Income | 25.202 |
Fee Revenue and Other Income | 127.744 |
Fees and Commissions | 126.691 |
Other Income/Expense,Net | 1.053 |
Total Expenses | 380.88 |
Loss and Loss Adjustment Expe... | 83.125 |
Policyholder Future Benefits ... | 83.125 |
Policyholder Benefits Gross | 144.369 |
Policyholder Benefits Ceded | 61.244 |
Fees and Commission Expense | 129.903 |
Selling,General and Administr... | 99.406 |
General and Administrative Ex... | 99.406 |
Salary and Benefit | 53.788 |
OtherGandA | 45.618 |
Depreciation and Amortization | 10.432 |
Depreciation | 0.677 |
Amortization | 9.755 |
Interest Income/Expense,Net-N... | -1.129 |
Interest Expense-Non Operatin... | 1.129 |
Other Operating Expenses | 56.885 |
Pretax Income | 32.522 |
Provision for Income Tax | 5.926 |
Net Income Available to Commo... | 26.596 |
Net Income | 26.596 |
Net Income Including Noncontr... | 26.596 |
Net Income from Continuing Op... | 26.596 |
Basic EPS | 0.04 |
Basic EPS from Continuing Ope... | 0.04 |
Basic EPS from Discontinued O... | 0.00 |
Diluted EPS | 0.04 |
Diluted EPS from Continuing O... | 0.04 |
Diluted EPS from Discontinued... | 0.00 |
Basic Weighted Average Shares... | 614.309 |
Diluted Weighted Average Shar... | 642.415458937 |
Net Income from Continuing an... | 26.596 |
Normalized Income | 26.596 |
Basic EPS,Continuing and Disc... | 0.04 |
Diluted EPS,Continuing and Di... | 0.04 |
Dividend Per Share | 0.02 |
Earning Before Interest and T... | 33.651 |
Depreciation,Reconciled | 10.432 |
Net Income from Continuing Op... | 26.596 |
Normalized Basic EPS | 0.04 |
Normalized Diluted EPS | 0.04 |
Tax rate for calculations | 0.18 |
Interest Expense | 1.129 |
CVW Efficency Ratios (30 June 2018) | |
|---|---|
Days in sales | - |
Days in inventory | - |
Days in payment | - |
Cash conversion cycle | - |
Receivable turnover | - |
Inventory turnover | - |
Payable turnover | - |
Fixed assets turnover | 321.09 |
Assets turnover | 0.18 |
ROE | 0.06 |
ROA | 0.01 |
ROIC | - |
FCF sales ratio | - |
FCF net income ratio | - |
Capital expenditure sales ratio | 0.03 |
CVW Financial Health Ratios (30 June 2018) | |
|---|---|
Current ratio | - |
Quick ratio | - |
Debt total capital ratio | - |
Debt equity ratio | - |
Financial leverage | 5.56 |
Total debt to equity | - |
CVW Avearge Growth Ratios Over 5 Years (30 June 2018) | |
|---|---|
Growth ann capital spending | 0.30 |
Growth ann gross profit | - |
Avg gross margin | - |
Avg post tax margin | 0.05 |
Avg pre tax marginr | 0.08 |
Avg net profit | 0.05 |
Avg ret commonr | 0.05 |
Avg ret assets | 0.01 |
Avg ret invested capital | - |
CVW Profitability Ratios (30 June 2018) | |
|---|---|
Gross margin | - |
Operating margin | - |
EBT margin | 0.08 |
Tax rate | 0.18 |
Net margin | 0.06 |
Sales per employee | - |
EBIT margin | 0.08 |
EBITDA margin | - |
Normalized net profit margin | 0.06 |
Interest coverage | 29.81 |
Inc per employee tot ops | - |
CVW Valuation Ratios (29 June 2018) | |
|---|---|
Sales per share | 0.68 |
Growth ann sales per share 5 ye... | 0.21 |
Book value per share | 0.64 |
CF per share | 0.01 |
Price to EPS | 33.22 |
Ratio PE 5 year high | 52.87 |
Ratio PE 5 year low | 16.06 |
Price to book | 1.81 |
Price to sales | 1.71 |
Price to cash flow | 90.91 |
Price to free cash flow | - |
Div rate | 0.02 |
Dividend yield | 0.02 |
Div payout tot ops | 0.52 |
Div payout 5 year | 0.83 |
Payout ratio | 0.55 |
Sustainable growth rate | 0.02 |
Cash return | - |
CVW Balance Sheet 30 June 2018 (AUD) | |
|---|---|
Total Assets | 2470.862 |
Total Investments | 2155.877 |
Long term equity investment | 2155.877 |
Cash and Cash Equivalents | 176.363 |
Reinsurance Recoverable | 38.243 |
Receivables | 39.038 |
Accounts Receivable | 0.391 |
Other Receivables | 39.603 |
Recievables Adjustments/Allow... | -0.956 |
Prepaid Assets and Others | 4.05 |
Deferred Tax Assets | 10.979 |
Net Property,Plant,and Equipm... | 1.15 |
Goodwill and Other Intangible... | 45.162 |
Goodwill | 20.452 |
Other Intangible Assets | 24.71 |
Total Liabilities | 2026.553 |
Payables and Accrued Expenses | 31.106 |
Payables | 31.106 |
Accounts Payable | 4.881 |
Other Payable | 26.225 |
Deferred Liabilities,Current | 8.146 |
Deferred Taxes,Current Liabil... | 8.146 |
Provisions,Long Term | 2.292 |
Deferred Liabilities, Non cur... | 2.924 |
Deferred Taxes,Non-Current Li... | 2.924 |
Employee Benefits | 4.342 |
Pension and Other Postretirem... | 4.342 |
Other Liabilities | 1977.743 |
Total Equity | 444.309 |
Stockholder's Equity | 444.309 |
Capital Stock | 438.289 |
Common Stock | 438.289 |
Retained Earnings | -9.274 |
Accumulated Gains/ Losses Not... | 15.294 |
Other Equity Adjustments | 15.294 |
Total Capitalization | 444.309 |
Common Stock Equity | 444.309 |
Net Tangible Assets | 399.147 |
Invested Capital | 444.309 |
Tangible Book Value | 399.147 |
Ordinary Shares Number | 668.262607 |
TotalLiabilitiesAsReported | 2026.553 |
TotalEquityAsReported | 444.309 |
CVW Cash Flow 30 June 2018 (AUD) | |
|---|---|
Classes of Cash Receipts from... | 656.629 |
Classes of Cash Payments | -652.172 |
Payments on Behalf of Employe... | -347.754 |
Other Cash Payments from Oper... | -1.129 |
Cash Flow from Investing Acti... | -182.102 |
Cash Flow from Continuing Inv... | -182.102 |
Purchase/Sale of Investments,... | -169.289 |
Purchase of Investments | -1422.367 |
Sale of Investments | 1253.078 |
Proceeds/Payment for Loan,Net | -2.124 |
Payment for Loans | -2.124 |
Purchase/Sale of Property,Pla... | -0.426 |
Purchase of Property,Plant an... | -0.426 |
Purchase/Sale of Intangibles,... | -10.263 |
Purchase of Intangibles | -10.263 |
Cash Flow from Financing Acti... | 131.811 |
Cash Flow from Continuing Fin... | 131.811 |
Issuance/Payments of Debt,Net | 0.771 |
Issuance/Payments of Long Ter... | 0.771 |
Payments to Settle Long Term ... | 0.771 |
Issuance/Payments of Common S... | 5.074 |
Proceeds or Issuance of Commo... | 5.074 |
Cash Dividends Paid | -5.954 |
Common Stock Dividends Paid | -5.954 |
Other Financing Changes, Net | 131.92 |
Cash and Cash Equivalents,End... | 176.363 |
Change in Cash | -45.834 |
Cash and Cash Equivalents,Beg... | 222.197 |
Income Tax Paid, Supplemental... | 3.502 |
Interest Paid, Supplemental D... | 1.129 |
Capital Expenditure | -10.689 |
Issuance of Capital Stock | 5.074 |
Repayment of Debt | 0.771 |
Free Cash Flow | -6.232 |
ChangeinCashSupplementalAsRep... | -45.834 |
