PayPal (NASDAQ: PYPL) stock has been on the receiving end of the recent fintech sell-off. Undoubtedly, the fintech corner of the tech scene became that much more crowded in 2021, with a wide range of Buy Now Pay Later (BNPL) firms moving into the spotlight. For now, I am neutral on PayPal stock. Many negatives are baked in and there's a lot of room to the upside if management can change course. That said, competitive pressures could continue to act as a thorn in the side of a firm whose best growth days may be behind it.
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