United Financial Mortgage Corp. Schedules Fiscal Second Quarter 2005 Earnings Press Release and Conference Call
02 December 2004 - 12:29AM
PR Newswire (US)
United Financial Mortgage Corp. Schedules Fiscal Second Quarter
2005 Earnings Press Release and Conference Call OAK BROOK, Ill.,
Dec. 1 /PRNewswire-FirstCall/ -- United Financial Mortgage Corp.
(AMEX:UFM)(or the "Company") will report financial results for the
second quarter ended October 31, 2004 after the market closes on
Thursday, December 9, 2004. Following the press release, management
will host a conference call at 3:30 p.m. Central (4:30 p.m.
Eastern) to discuss the second quarter operating results. The
conference call will be accessible via a toll-free number by
dialing 800-706-7745 and providing the passcode 61821468.
International callers dial 617-614-3472 and provide the same
passcode. A replay of the call will be available from 6:30 p.m.
Central, December 9, 2004 to 6:00 p.m. Central, December 10, 2004
by dialing 888-286-8010 and providing the replay passcode 70856863.
International callers dial 617-801-6888 and use the replay
passcode. The conference call will also be webcast live via the
Internet. To listen to the live webcast, log on to the Company's
web site at http://www.ufmc.com/, and go to the Investor
Information section. About United Financial Mortgage Corp. United
Financial Mortgage Corp. is an independent originator and servicer
of residential and commercial mortgage loans. The Company is
headquartered in Oak Brook, Illinois and has 39 retail offices and
8 wholesale operations centers across 16 states. For additional
information, please visit the Company's web site at
http://www.ufmc.com/. This press release contains, and future oral
and written statements may contain, forward-looking statements
within the meaning of such term in the Private Securities
Litigation Reform Act of 1995 with respect to the Company's
business, financial condition, results of operations, plans,
objectives and future performance. Forward-looking statements,
which may be based upon beliefs, expectations and assumptions of
management and on information currently available to management,
are generally identifiable by the use of words such as "believe,"
"expect," "anticipate," "plan," "intend," "estimate," "may,"
"will," "would," "could," "should" or other similar expressions.
Additionally, all statements in this document, including
forward-looking statements, speak only as of the date they are
made, and the Company undertakes no obligation to update any
statement in light of new information or future events. A number of
factors, many of which are beyond the ability of the Company to
control or predict, could cause actual results to differ materially
from those in its forward-looking statements. These factors
include, among others, the following: (i) changes in demand for
mortgage loans due to fluctuations in the real estate market,
interest rates or the market in which the Company sells its
mortgage loans; (ii) the Company's access to funding sources and
its ability to renew, replace or add to its existing credit
facilities on terms comparable to the current terms; (iii)
assumptions underlying the value of the Company's retained mortgage
loan-servicing rights; (iv) the negative impact of economic
slowdowns or recessions; (v) management's ability to manage the
Company's growth and planned expansion; (vi) the effect of the
competitive pressures from other lenders or suppliers of credit in
the Company's market; (vii) changes in government regulations that
affect the Company's business; (viii) the Company's ability to
expand origination volume while reducing overhead; (ix) the impact
of new state or federal legislation or court decisions restricting
the activities of lenders or suppliers of credit in the Company's
market; (x) other risk factors disclosed from time to time in the
Company's filings with the Securities and Exchange Commission; and
(xi) the inability of the Company to manage the risks associated
with the foregoing as well as anticipated. These risks and
uncertainties should be considered in evaluating forward-looking
statements and undue reliance should not be placed on such
statements. Additional information concerning the Company and its
business, including additional factors that could materially affect
the Company's financial results, is included in the Company's
filings with the Securities and Exchange Commission. For Further
Information Contact: Dave Gentry, Aurelius Consulting Group, Inc.,
Century Bank Building, 541 S. Orlando Avenue, Suite 206, Maitland,
FL 32751, (407) 644-4256, Fax: (407) 644-0758, DATASOURCE: United
Financial Mortgage Corp. CONTACT: Dave Gentry, Aurelius Consulting
Group, Inc., +1-407-644-4256, or fax, +1-407-644-0758, or , for
United Financial Mortgage Corp. Web site: http://www.ufmc.com/
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