PHLY Philadelphia Consolidated Corp (MM)

CUSIP No. 717528 10 3 Page 2 of 9 Pages


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1. NAMES OF REPORTING PERSONS
 I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)

 James J. Maguire

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2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
 (b) [ ]

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3. SEC USE ONLY

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4. CITIZENSHIP OR PLACE OF ORGANIZATION

 U.S.


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 NUMBER OF SHARES 5. SOLE VOTING POWER
 BENEFICIALLY 5,343,445 (1)
 OWNED BY EACH ------------------------------------------------------
 REPORTING 6. SHARED VOTING POWER
 PERSON WITH 6,076,298
 ------------------------------------------------------
 7. SOLE DISPOSITIVE POWER
 5,343,445 (1)
 ------------------------------------------------------
 8. SHARED DISPOSITIVE POWER
 6,076,298
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9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 11,419,743 (1)

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10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
 CERTAIN SHARES* [X]

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11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

 15.8% (1)
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12. TYPE OF REPORTING PERSON*

 IN

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(1) See Item 4 of this Amendment for information relating to 989,836 shares
 (1.4 percent of the class) which Mr. Maguire has the right to acquire under
 the terms of a trust of which his wife, Frances Maguire, is the sole
 trustee, and Mr. Maguire is the beneficiary.



 *SEE INSTRUCTIONS BEFORE FILLING OUT

CUSIP No. 717528 10 3 Page 3 of 9 Pages


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1. NAMES OF REPORTING PERSONS
 I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)

 Frances Maguire

-------------------------------------------------------------------------------
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
 (b) [ ]

-------------------------------------------------------------------------------
3. SEC USE ONLY

-------------------------------------------------------------------------------
4. CITIZENSHIP OR PLACE OF ORGANIZATION

 U.S.

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 NUMBER OF SHARES 5. SOLE VOTING POWER
 BENEFICIALLY 1,577,836
 OWNED BY EACH ------------------------------------------------------
 REPORTING 6. SHARED VOTING POWER
 PERSON WITH 6,679,694
 ------------------------------------------------------
 7. SOLE DISPOSITIVE POWER
 1,577,836
 ------------------------------------------------------
 8. SHARED DISPOSITIVE POWER
 6,679,694
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9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 8,257,530
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10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
 CERTAIN SHARES* [ ]

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11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

 11.5%
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12. TYPE OF REPORTING PERSON*

 IN

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 *SEE INSTRUCTIONS BEFORE FILLING OUT!

CUSIP No. 717528 10 3 Page 4 of 9 Pages


Item 1(a). Name of Issuer:

 Philadelphia Consolidated Holding Corp.

Item 1(b). Address of Issuer's Principal Executive Offices:

 One Bala Plaza, Suite 100
 Bala Cynwyd, PA 19004

Item 2(a). Name of Person Filing:

 James J. Maguire

Item 2(b). Address of Principal Business Office or, if None, Residence:

 One Bala Plaza, Suite 100
 Bala Cynwyd, PA 19004

Item 2(c). Citizenship:

 USA

Item 2(d). Title of Class of Securities:

 Common Stock (no par value)

Item 2(e). CUSIP Number:

 717528 10 3

Item 3. If this statement is filed pursuant to Rule 13d-1(b), or
 13d-2(b) or (c), check whether the person filing is a:

 Not Applicable

 (a) [ ] Broker or dealer registered under Section 15 of the
 Exchange Act;

 (b) [ ] Bank as defined in Section 3(a)(6) of the Exchange
 Act;

 (c) [ ] Insurance Company as defined in Section 3(a)(19) of
 the Exchange Act;

 (d) [ ] Investment Company registered under Section 8 of the
 Investment Company Exchange Act;

 (e) [ ] Investment Adviser in accordance with
 Rule 13d-1(b)(1)(ii)(E);

 (f) [ ] Employee Benefit Plan or Endowment Fund in accordance
 with Rule 13d-1(b)(1)(ii)(F);

CUSIP No. 717528 10 3 Page 5 of 9 Pages

 (g) [ ] Parent Holding Company or Control Person in
 accordance with Rule 13d-1(b)(1)(ii)(G);

 (h) [ ] Saving Association as defined in Section 3(b) of The
 Federal Deposit Insurance Act;

 (i) [ ] Church Plan that is excluded from the definition of
 an Investment Company under Section 3(c)(14) of the
 Investment Company Act;

 (j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J).

Item 4. Ownership.

 (a) Amount beneficially owned:

 James J. Maguire beneficially owns 11,419,743 shares
 of Common Stock representing 15.8% of the Common
 Stock, and Frances Maguire, the wife of James J.
 Maguire, beneficially owns 8,257,530 shares of Common
 Stock, representing 11.5% of the Common Stock, as
 calculated in accordance with Rule 13d-3(d)(1). Mr.
 Maguire has shared power to vote or direct the vote
 and shared power to dispose of or direct the
 disposition over 6,076,298 shares of Common Stock, of
 which he jointly owns 5,251,500 shares with his
 spouse, Frances Maguire and is co-director, with his
 wife, of the Maguire Foundation which owns 824,798
 shares. In addition, Mr. Maguire has sole power to
 vote or direct the vote over 5,343,445 shares of
 Common Stock and the sole power to dispose or direct
 the disposition over 5,343,445 shares of Common
 Stock. 989,836 of such shares are shares which
 Mr. Maguire has the right to acquire under the terms
 of a trust of which his wife, Frances Maguire, is the
 sole trustee, and Mr. Maguire is the beneficiary.
 Frances Maguire has sole power to dispose or direct
 the disposition of 1,577,836 shares of Common Stock.
 Mr. Maguire disclaims beneficial ownership of 588,000
 of such shares, which shares are held in Mrs.
 Maguire's name alone.

 (b) Percent of Class:15.8%

 (c) Number of shares as to which such person has:

 (i) Sole power to vote or direct the vote:

 5,343,445

 (ii) Shared power to vote or to direct the vote:

 6,076,298

 (iii) Sole power to dispose or direct the
 disposition of:

 5,343,445

 (iv) Shared power to dispose or to direct the
 disposition of:

 6,076,298

CUSIP No. 717528 10 3 Page 6 of 9 Pages


Item 5. Ownership of Five Percent or Less of a Class.

 Not Applicable

 If this statement is being filed to report the fact that as of the date
hereof the reporting person has ceased to be the beneficial owner of more than
five percent of the class of securities, check the following: [ ]

Item 6. Ownership of More than Five Percent on Behalf of Another
 Person.

 Not Applicable

Item 7. Identification and Classification of the Subsidiary Which
 Acquired the Security Being Reported on by the Parent Holding
 Company.

 Not Applicable

Item 8. Identification and Classification of Members of the Group.

 Not Applicable

Item 9. Notice of Dissolution of Group.

 Not Applicable

Item 10. Certification.

 Not Applicable


 SIGNATURE


 After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.

 February 13, 2008
 ----------------------------------
 (Date)

 /s/ James J. Maguire
 ----------------------------------
 (Signature)


 James J. Maguire
 ----------------------------------
 (Name/Title)

CUSIP No. 717528 10 3 Page 7 of 9 Pages


Item 1(a). Name of Issuer:

 Philadelphia Consolidated Holding Corp.

Item 1(b). Address of Issuer's Principal Executive Offices:

 One Bala Plaza, Suite 100
 Bala Cynwyd, PA 19004

Item 2(a). Name of Person Filing:

 Frances Maguire

Item 2(b). Address of Principal Business Office or, if None, Residence:

 One Bala Plaza, Suite 100
 Bala Cynwyd, PA 19004

Item 2(c). Citizenship:

 USA

Item 2(d). Title of Class of Securities:

 Common Stock (no par value)

Item 2(e). CUSIP Number:

 717528 10 3

Item 3. If this statement is filed pursuant to Rule 13d-1(b), or
 13d-2(b) or (c), check whether the person filing is a:

 Not Applicable

 (a) [ ] Broker or dealer registered under Section 15 of the
 Exchange Act;

 (b) [ ] Bank as defined in Section 3(a)(6) of the Exchange
 Act;

 (c) [ ] Insurance Company as defined in Section 3(a)(19) of
 the Exchange Act;

 (d) [ ] Investment Company registered under Section 8 of the
 Investment Company Exchange Act;

 (e) [ ] Investment Adviser in accordance with
 Rule 13d-1(b)(1)(ii)(E);

 (f) [ ] Employee Benefit Plan or Endowment Fund in accordance
 with Rule 13d-1(b)(1)(ii)(F);

CUSIP No. 717528 10 3 Page 8 of 9 Pages


 (g) [ ] Parent Holding Company or Control Person in
 accordance with Rule 13d-1(b)(1)(ii)(G);

 (h) [ ] Saving Association as defined in Section 3(b) of The
 Federal Deposit Insurance Act;

 (i) [ ] Church Plan that is excluded from the definition of
 an Investment Company under Section 3(c)(14) of the
 Investment Company Act;

 (j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J).

Item 4. Ownership.

 (a) Amount beneficially owned:

 The 8,257,530 shares beneficially owned by Ms.
 Frances Maguire, as calculated in accordance with
 Rule 13d-3(d)(1), include 5,251,500 shares which she
 owns jointly with her husband, James J. Maguire,
 824,798 shares owned by the Maguire Foundation of
 which she is co-director with her husband, 603,396
 shares held in two family trusts of which she is
 co-trustee and 989,836 shares held in a trust of
 which she is sole trustee and Mr. James J. Maguire is
 the beneficiary. Under the terms of the trust of
 which Ms. Maguire is the sole trustee and Mr. Maguire
 is the beneficiary, Mr. Maguire has the right to
 acquire all or any portion of the shares in such
 trust by substituting assets having a fair market
 value equal to the fair market value of the shares
 acquired at the time of such acquisition.

 (b) Percent of Class:11.5%

 (c) Number of shares as to which such person has:

 (i) Sole power to vote or direct the vote:

 1,577,836

 (ii) Shared power to vote or to direct the vote:

 6,679,694

 (iii) Sole power to dispose or direct the
 disposition of:

 1,577,836

 (iv) Shared power to dispose or to direct the
 disposition of:

 6,679,694

Item 5. Ownership of Five Percent or Less of a Class.

 Not Applicable

CUSIP No. 717528 10 3 Page 9 of 9 Pages

 If this statement is being filed to report the fact that as of the date
hereof the reporting person has ceased to be the beneficial owner of more than
five percent of the class of securities, check the following: [ ]

Item 6. Ownership of More than Five Percent on Behalf of Another
 Person.

 Not Applicable

Item 7. Identification and Classification of the Subsidiary Which
 Acquired the Security Being Reported on by the Parent Holding
 Company.

 Not Applicable

Item 8. Identification and Classification of Members of the Group.

 Not Applicable

Item 9. Notice of Dissolution of Group.

 Not Applicable

Item 10. Certification.

 Not Applicable


 SIGNATURE


 After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.

 February 13, 2008
 ----------------------------------
 (Date)

 /s/ Frances Maguire
 ----------------------------------
 (Signature)


 Frances Maguire
 ----------------------------------
 (Name/Title)