BANK OF QUEENSLAND LTD

RE: BANK OF QUEENSLAND
    USD 75,000,000.00
    MATURING: 25-Jly-2005
    ISSUE DATE: 25-Jly-2002
    ISIN: XS0152043542

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
25-Oct-2004 TO 25-Jan-2005 HAS BEEN FIXED AT 2.490000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 25-Jan-2005 WILL AMOUNT TO:
USD 636.33 PER USD 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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