Company enhances its popular coverage with four package options; provides greater choice, competitive pricing and fast quoting for customers and agents HARTFORD, Conn., July 10 /PRNewswire-FirstCall/ -- When it comes to insuring America's drivers, The Hartford Financial Services Group, Inc. (NYSE: HIG) understands that a "one-size-fits-all" approach doesn't work for everyone. Knowing customers want choice in their policies, and agents need innovative solutions for their clients, The Hartford announced today that it has enhanced its popular Dimensions(SM) auto insurance program, which will now be offered as Dimensions with Auto Packages. (Logo: http://www.newscom.com/cgi-bin/prnh/20051208/HARTFORDLOGO ) Introduced in 2003, and currently available in forty states through the company's network of independent agents, The Hartford's Dimensions auto program is one of the most sophisticated underwriting plans in the industry. By evaluating and connecting a broad set of different risk factors, agents can generate a customized price, or rate, for each policyholder regardless of the risks and rates of other members in the same household. In order to reach an even broader range of customers, The Hartford is making Dimensions more attractive by offering it with four distinct package options. Each package provides a unique bundle of features and benefits to best match an individual's insurance needs. The program also includes improved credits and more competitive pricing and coverage. "Not every driver has the same car, uses their car the same way or wants the same type of protection," said Mike Concannon, senior vice president of personal lines. "With our new Dimensions with Auto Packages, an agent or front line representative can provide almost anyone who walks through their door with a quote on four different options of coverage, each with its own level of protection and features. The process is fast and easy, and provides customers with greater choice. In the end, it's all about understanding our customers, and offering them something that best fits their needs." When refining its Dimensions auto plan, The Hartford reached out to consumers to learn more about what they wanted when purchasing insurance through an agent. Based on their feedback, the company learned that having a choice, gaining more control over their policies, and having an agent better explain their coverage options were important criteria. This research shaped The Hartford's new auto package options, which the company believes will help agents build stronger, long-term customer relationships. "We think it's a win-win for both customers and agents," added Concannon. "Customers will have choice and the ability to work more closely with their agents, and agents will be able to serve a broader range of drivers as their insurance needs change over time. When you think about it, it's like we're providing the convenience and diversity of four companies in one." Dimensions with Auto Packages Options The four Dimensions with Auto Packages options each come with standard features, such as a home ownership credit, 24-hour claims service and Roadside Assistance, and forgiveness for the first not-at-fault accident. Additional coverage features and pricing depend on which package is purchased: The Hartford Essential -- Provides broad coverage for drivers who appreciate value. The most competitively-priced plan, it offers six-month policy-terms, a choice of any limit and deductible, multi-policy and safe driver discounts, as well as a zero deductible for windshield repair. The Hartford Sentinel -- Offers the same discounts and credits of Essential, plus some additional state-of-the-industry coverage. It also provides a six-month policy-term and a variety of payment plans. This package is an ideal option for customers looking for a competitive policy with convenient service and claims handling. The Hartford Sentinel Gold -- Includes the features of Sentinel with even more benefits, such as a disappearing collision deductible, full-value replacement cost coverage for new cars, $100 collision deductible waiver when using The Hartford's Direct Repair Provider Network and a $10,000 accidental death benefit. It also offers an optional 12-month term if a companion homeowner policy is also purchased. The Hartford Sentinel Platinum -- Building upon Sentinel Gold, it provides the most benefits and the maximum protection, including accident forgiveness, a renewal assurance guarantee, emergency expense coverage and a 12-month policy term. The process of getting and comparing quotes for these packages will be faster and easier than ever before with enhancements to The Hartford's online Quote-to-Issue (QTI) system for rating, quoting and issuing the Dimensions plan. "We understand the demands on agents and the need for their staff to process business fast and efficiently," noted Concannon. "Our QTI technology makes it easy for them to work with The Hartford, freeing up more time for what's important -- focusing on their business." The newly-enhanced Dimensions with Auto Packages program is being rolled out on a state-by-state basis. It is currently available in the following states: IL, NE, OH, SC, TX, WI and WY. Additional states will be added each month continuing into 2007. In addition to the Dimensions auto program, The Hartford also offers a companion Dimensions homeowners program. Purchased together, they provide a wide range of protection with a premium discount on both policies that can help agents meet their customers' total insurance needs. Moreover, they demonstrate The Hartford's long-standing commitment to the personal insurance market and the company's ability to leverage its competitiveness, financial strength and leading edge technology to remain a trusted name with both agents and policyholders. For more information on Dimensions with Auto Packages or the Dimensions homeowners program, as well as The Hartford's electronic Quote-to-Issue platform, agents can contact a personal insurance sales representative from The Hartford or visit the company's Electronic Business Center (EBC) at http://ebc.thehartford.com/. Customers who are interested in purchasing Dimensions insurance coverage should contact an independent agent of The Hartford in their area. The Hartford, a Fortune 100 company, is one of the nation's largest financial services and insurance companies, with 2005 revenues of $27.1 billion. The Hartford is a leading provider of investment products, life insurance and group benefits; automobile and homeowners products; and business property and casualty insurance. International operations are located in Japan, Brazil and the United Kingdom. The Hartford's Internet address is http://www.thehartford.com/. Some of the statements in this release should be considered forward- looking statements as defined in the Private Securities Litigation Reform Act of 1995. These include statements about our future results of operations. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our Quarterly Reports on Form 10-Q, our 2005 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued. Contacts: Joe Loparco 860-547-3397 Debora Raymond 860-547-9613 http://www.newscom.com/cgi-bin/prnh/20051208/HARTFORDLOGO http://photoarchive.ap.org/ DATASOURCE: The Hartford CONTACT: Joe Loparco, +1-860-547-3397, , or Debora Raymond, +1-860-547-9613, , both of The Hartford Web site: http://www.thehartford.com/

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