false000177878400017787842023-11-012023-11-01

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 1, 2023

PROVIDENT BANCORP, INC.

(Exact Name of Registrant as Specified in Charter)

Maryland

001-39090

84-4132422

(State or Other Jurisdiction

(Commission File No.)

(I.R.S. Employer

of Incorporation)

Identification No.)

5 Market Street, Amesbury, Massachusetts

01913

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code: (978) 834-8555

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of each exchange on which registered

Common stock

PVBC

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o



Item 7.01 Regulation FD Disclosure

Provident Bancorp, Inc. (the “Company”) is filing an investor presentation related to its financial performance for the third quarter of 2023 as well as an overview of the Company’s business and strategic plan (the “Presentation”) that will be used by Company management for presentations to investors and others. A copy of the Presentation will be available on the Company’s investor website, bankprov.com/investor, beginning at 3:00pm on November 1, 2023. The presentation is not deemed “filed” with the Securities and Exchange Commission for any purpose.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

ExhibitDescription

104

The cover page from this current report on Form 8-K, formatted in Inline XBRL



SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

PROVIDENT BANCORP, INC.

DATE: November 1, 2023

By:

/s/ Joseph B. Reilly

Joseph B. Reilly

Co-President and Co-Chief Executive Officer

DATE: November 1, 2023

By:

/s/ Carol L. Houle

Carol L. Houle

Co-President and Co-Chief Executive Officer, and Chief Financial Officer

v3.23.3
Document and Entity Information
Nov. 01, 2023
Document and Entity Information [Abstract]  
Document Type 8-K
Document Period End Date Nov. 01, 2023
Entity Registrant Name PROVIDENT BANCORP, INC.
Entity Incorporation, State or Country Code MD
Entity File Number 001-39090
Entity Tax Identification Number 84-4132422
Entity Address, Address Line One 5 Market Street
Entity Address, City or Town Amesbury
Entity Address, State or Province MA
Entity Address, Postal Zip Code 01913
City Area Code 978
Local Phone Number 834-8555
Written Communications false
Soliciting Material false
Pre Commencement Tender Offer false
Pre Commencement Issuer Tender Offer false
Title of 12(b) Security Common stock
Trading Symbol PVBC
Security Exchange Name NASDAQ
Entity Emerging Growth Company false
Entity Central Index Key 0001778784
Amendment Flag false

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