Northern Rock PLC


RE: Northern Rock Plc
    GBP 615,000.00
    MATURING: 20/Nov/2015
    ISSUE DATE: 21/Nov/2005
    ISIN: XS0236235957

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20/Aug/2007 TO 20/Nov/2007 HAS BEEN FIXED AT 6.676250 PCT.

DAY BASIS 92/365

INTEREST PAYABLE VALUE 20/Nov/2007 WILL AMOUNT TO
GBP 16.83 PER GBP 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855
FAX: 44 (0)20 7508 3866
Email: rate.fixing@citigroup.com



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