Bradford&Bingley plc


RE: Bradford & Bingley Plc
    GBP 275,000.00
    MATURING: 19/Apr/2011
    ISSUE DATE: 19/Apr/2005
    ISIN: XS0217692150

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
19/Oct/2006 TO 19/Jan/2007 HAS BEEN FIXED AT 5.160630 PCT.

DAY BASIS 92/365

INTEREST PAYABLE VALUE 19/Jan/2007 WILL AMOUNT TO
GBP 13.01 PER GBP 1,000.00 DENOMINATION.
-------------------------------------------------
IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.



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