Bradford and Bingley plc


RE: BRADFORD & BINGLEY BUILDING SOCIETY
GBP 5,300,000.00
MATURING: 30-Oct-2008
ISSUE DATE: 07-May-2003
ISIN: XS0168194172

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
30-Oct-2006 TO 30-Jan-2007 HAS BEEN FIXED AT 5.296880 PCT.

DAY BASIS 92/365

INTEREST PAYABLE VALUE 30-Jan-2007 WILL AMOUNT TO:
GBP 1,335.10 PER GBP 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.



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