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Westpac Banking Financial Data
| Company name: | Westpac Banking Corp | Status: | Active |
| End of fiscal year: | 30 September 2018 | ISIN | AU0000031106 |
| Auditor: | PricewaterhouseCoopers | Year established: | 1850 |
| Company sector name: | Financial Services | Industry name: | Banks - Global |
| Place of incorporation: | Australia (AU) | Industry group name | Banks |
| Doing business in: | Australia (AU) | Address | 275 Kent Street, 2000 |
| Tel.: | +61 293747113 | City/Country: | Sydney, Australia |
| Fax: | +61 282534128 | Web address: | http://www.westpac.com.au |
| Company description: | Westpac is Australia's oldest bank and financial services group, with a significant franchise in Australia and New Zealand in the consumer, small business, corporate, and institutional sectors, in addition to its major presence in wealth management. Westpac is among a handful of banks around the globe currently retaining very high credit ratings, and ranks third in assets across the four major Australian banks. The bank benefits from a large national branch network and significant market share, particularly in home loans and retail deposits. |
| Price | Price change [%] | Bid | Offer | Open | High | Low | Volume |
|---|---|---|---|---|---|---|---|
| 103.64 | 0.09[0.09%] | 103.55 | 103.82 | 103.56 | 103.65 | 103.52 | 3,794 |
| Market Cap. [m] | Shares In Issue [m] | Beta | EPS | DPS | PE Ratio | Yield | 52-Wks-Range |
| - | - | - | - | - | - | - | - - - |
WBCPI KEY FIGURES (at previous day's close) | |
|---|---|
Yesterday's Close | 103.55 |
PE Ratio | - |
Market Capitalisation | 0.00 |
Latest Shares Outstanding | - |
Earnings pS (EPS) | - |
Dividend pS (DPS) | - |
Dividend Yield | - |
Sales per Employee | 632.39k |
Effective Tax Rate | - |
Foreign Sales | - |
Domestic Sales | - |
Selling, General & Adm/tive (SG... | 29.81% |
Research & Devlopment (R&D) as ... | 0.00% |
Gross Profit Margin | 0.00% |
EBITDA Margin | - |
Pre-Tax Profit Margin | 52.96% |
Assets Turnover | 39.71% |
Return on Assets (ROA) | 0.01% |
Return on Equity (ROE) | 0.13% |
Return on Capital Invested (ROC... | - |
Current Ratio | - |
Leverage Ratio (Assets/Equity) | 13.63% |
Interest Cover | 0.00 |
Total Debt/Equity (Gearing Rati... | 2.94% |
LT Debt/Total Capital | 0.75% |
Working Capital pS | - |
Cash pS | - |
Book-Value pS | - |
Tangible Book-Value pS | - |
Cash Flow pS | - |
Free Cash Flow pS | - |
Spread | 0.27 |
Gross gearing | 0.00% |
Net Debt | -27.79B |
WBCPI Balance Sheet Chart (30 September 2018) | ||
|---|---|---|
 | ||
| Period † | High | Low |
|---|---|---|
| 1 Week | 0.00 | 0.00 |
| 1 Month | 0.00 | 0.00 |
| 3 Months | 0.00 | 0.00 |
| 6 Months | 0.00 | 0.00 |
| 1 Year | 0.00 | 0.00 |
| 3 Years | 0.00 | 0.00 |
| 5 Years | 0.00 | 0.00 |
Share price performance previous 3 years |
|---|
Share price performance intraday |
|---|
| Period † | Open | Open Avg. | VWAP | Min Vol | Max Vol | Avg. Daily Vol | Change | % |
|---|---|---|---|---|---|---|---|---|
| 1 Week | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 1 Month | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 3 Months | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 6 Months | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 1 Year | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 3 Years | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 5 Years | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
WBCPI Growth Ratios (30 September 2018) | ||||
|---|---|---|---|---|
| 1 year | 3 years | 5 years | 10 years | |
Diluted EPS growth | - | - | - | - |
Diluted continuous EPS growth | - | - | - | - |
Dividend growth | - | - | - | - |
Equity per share growth | - | - | - | - |
Revenue growth | 0.03 | 0.02 | 0.04 | 0.07 |
Operating income growth | - | - | - | - |
Net income growth | 0.01 | 0.00 | 0.03 | 0.08 |
Net income cont growth | 0.01 | 0.00 | 0.03 | 0.08 |
CFO growth | 6.02 | - | -0.05 | - |
FCF growth | 9.40 | - | -0.05 | - |
Operating revenue growth | 0.03 | 0.02 | 0.04 | 0.07 |
WBCPI Income Statement 30 September 2018 (AUD) | |
|---|---|
Total Revenue | 22152 |
Net Interest Income | 16505 |
Interest and Dividend Income | 32571 |
Interest Income from Loans an... | 29621 |
Interest Income from Loans | 29621 |
Interest Income from Securiti... | 2456 |
Interest Income from Deposits | 348 |
Other Interest Income | 146 |
Interest Expense | 16066 |
Interest Expense for Deposit | 9021 |
Interest Expense for Long Ter... | 5254 |
Other Interest Expense | 1791 |
Non-Interest Income | 5647 |
Premiums Earned | 2061 |
Fees and Commissions | 2550 |
Fees and Commission Income | 2550 |
Service Charge on Depositor A... | 1105 |
Other Customer Services | 1445 |
Dividend Income | 3 |
Trading Gain/Loss | 945 |
Gain/Loss on Sale of Assets | 70 |
Gain on Sale of Securities | 46 |
Gain on Sale of Investment Pr... | 24 |
Other Non-Interest Income | 18 |
Provision for Loan and Lease ... | -710 |
Non-Interest Expense | 9578 |
Occupancy and Equipment | 1033 |
Occupancy | 1033 |
Professional Expense and Cont... | 824 |
Selling,General and Administr... | 6603 |
General and Administrative Ex... | 6304 |
Salary and Benefit | 4773 |
OtherGandA | 1531 |
Selling and Marketing Expense | 299 |
Depreciation,Amortization and... | 899 |
Depreciation and Amortization | 899 |
Depreciation | 141 |
Amortization | 758 |
Amortization of Intangibles | 758 |
Other Non-Interest Expense | 219 |
Income from Associates and Ot... | -10 |
Special Income/Charges | -123 |
Gain on Sale of Business | -9 |
Restructuring and Merger&Acqu... | 114 |
Pretax Income | 11731 |
Provision for Income Tax | 3632 |
Net Income Available to Commo... | 8090 |
Net Income | 8095 |
Net Income Including Noncontr... | 8099 |
Net Income from Continuing Op... | 8099 |
Minority Interest | -4 |
Other under Preferred Stock D... | 5 |
Average Dilution Earn | 288 |
DilutedNIAvailtoComStockholde... | 8378 |
Interest Income after Provisi... | 15795 |
Net Income from Continuing an... | 8095 |
Normalized Income | 8163.3496 |
Total Money Market Investment... | 348 |
Depreciation,Reconciled | 1144 |
Net Income from Continuing Op... | 8095 |
TotalUnusualItemsExcludingGoo... | -99 |
TotalUnusualItems | -99 |
Tax rate for calculations | 0.31 |
WBCPI Efficency Ratios (30 September 2018) | |
|---|---|
Days in sales | - |
Days in inventory | - |
Days in payment | - |
Cash conversion cycle | - |
Receivable turnover | - |
Inventory turnover | - |
Payable turnover | - |
Fixed assets turnover | 15.73 |
Assets turnover | 0.03 |
ROE | 0.13 |
ROA | 0.01 |
ROIC | - |
FCF sales ratio | 0.84 |
FCF net income ratio | 2.30 |
Capital expenditure sales ratio | 0.05 |
WBCPI Financial Health Ratios (30 September 2018) | |
|---|---|
Current ratio | - |
Quick ratio | - |
Debt total capital ratio | 0.75 |
Debt equity ratio | 2.94 |
Financial leverage | 13.63 |
Total debt to equity | 2.94 |
WBCPI Avearge Growth Ratios Over 5 Years (30 September 2018) | |
|---|---|
Growth ann capital spending | 0.03 |
Growth ann gross profit | - |
Avg gross margin | - |
Avg post tax margin | 0.37 |
Avg pre tax marginr | 0.53 |
Avg net profit | 0.37 |
Avg ret commonr | 0.14 |
Avg ret assets | 0.01 |
Avg ret invested capital | - |
WBCPI Profitability Ratios (30 September 2018) | |
|---|---|
Gross margin | - |
Operating margin | - |
EBT margin | 0.53 |
Tax rate | 0.31 |
Net margin | 0.37 |
Sales per employee | 632,390.31 |
EBIT margin | - |
EBITDA margin | - |
Normalized net profit margin | 0.37 |
Interest coverage | - |
Inc per employee tot ops | 231,094.24 |
WBCPI Valuation Ratios (-) | |
|---|---|
Sales per share | - |
Growth ann sales per share 5 ye... | - |
Book value per share | - |
CF per share | - |
Price to EPS | - |
Ratio PE 5 year high | - |
Ratio PE 5 year low | - |
Price to book | - |
Price to sales | - |
Price to cash flow | - |
Price to free cash flow | - |
Div rate | - |
Dividend yield | - |
Div payout tot ops | - |
Div payout 5 year | - |
Payout ratio | - |
Sustainable growth rate | - |
Cash return | - |
WBCPI Balance Sheet 30 September 2018 (AUD) | |
|---|---|
Total Assets | 879592 |
Cash,Cash Equivalents and Fed... | 27786 |
Cash and Cash Equivalents | 27786 |
Cash | 26431 |
Cash and Due from Banks | 1355 |
Bank Owned Life Insurance | 9450 |
Securities and Investments | 84517 |
Trading Securities | 22134 |
Available-for-Sale Securities | 1264 |
Short Term Investments | 61119 |
Long term equity investment | 115 |
Derivative Assets | 24101 |
Net Loan | 709690 |
Gross Loan | 712504 |
Commercial Loan | 182048 |
Consumer Loan | 22872 |
Mortgage Loan | 489513 |
Other Loans | 18071 |
Allowance for Loans and Lease... | 2814 |
Receivables | 8251 |
Accounts Receivable | 2332 |
Other Receivables | 5919 |
Prepaid Assets and Others | 208 |
Net Property,Plant,and Equipm... | 1329 |
Goodwill and Other Intangible... | 11763 |
Goodwill | 8890 |
Other Intangible Assets | 2873 |
Deferred Assets | 1251 |
Deferred Tax Assets | 1180 |
Other Assets | 1131 |
Total Liabilities | 815019 |
Total Deposits | 559285 |
Interest Bearing Deposits,Lia... | 511266 |
Customer Accounts | 511266 |
Non-Interest Bearing Deposits | 48019 |
Payables and Accrued Expenses | 22811 |
Payables | 22811 |
Accounts Payable | 4378 |
Taxes Payable | 296 |
Income Tax Payable | 296 |
Due to Related Parties | 0.00 |
Other Payable | 18137 |
Current Debt and Capital Leas... | 0.00 |
Current Debt | 0.00 |
Commercial Paper | 0.00 |
Trading Liabilities | 4297 |
Derivative Liabilities | 24407 |
Long Term Debt and Capital Le... | 189861 |
Long Term Debt | 189861 |
SubordinatedLiabilities | 8310 |
Provisions,Long Term | 1928 |
Employee Benefits | 25 |
Deferred Liabilities, Non cur... | 416 |
Deferred Taxes,Non-Current Li... | 18 |
Deferred Revenues,Non-Current | 398 |
Preferred Securities Outside ... | 0.00 |
Other Liabilities | 11989 |
Total Equity | 64573 |
Stockholder's Equity | 64521 |
Retained Earnings | 27883 |
Additional Paid in Capital | 36054 |
Treasury Stock | 493 |
Accumulated Gains/ Losses Not... | 1077 |
Minority Interest | 52 |
Total Capitalization | 254382 |
Common Stock Equity | 64521 |
Net Tangible Assets | 52758 |
Invested Capital | 254382 |
Tangible Book Value | 52758 |
Total Debt | 189861 |
NetDebt | 162075 |
Ordinary Shares Number | 3434.796711 |
Treasury Shares Number | 5.973455 |
TotalLiabilitiesAsReported | 815019 |
TotalEquityAsReported | 64573 |
WBCPI Cash Flow 30 September 2018 (AUD) | |
|---|---|
Cash Flow from Operating Acti... | 19802 |
Cash Flow from Continuing Ope... | 19802 |
Net Income from Continuing Op... | 8099 |
Depreciation,Amortization and... | 1144 |
Depreciation and Amortization | 1144 |
Deferred Taxes | -96 |
Deferred Income Tax | -96 |
Other Non-Cash Items | 621 |
Provision for Loan,Lease,and ... | 889 |
Changes in Working Capital | 9145 |
Change in Receivables | 1595 |
Changes in Account Receivable... | -83 |
Change in Payables and Accrue... | -3831 |
Change in Payables | -3831 |
Change In Account Payable | 241 |
Change in Loans | -24740 |
Change in Other Current Asset... | -143 |
Change in Other Current Liabi... | -88 |
Change in Other Working Capit... | 36352 |
Cash Flow from Investing Acti... | -1620 |
Cash Flow from Continuing Inv... | -1620 |
Purchase/Sale of Investments,... | -528 |
Purchase of Investments | -24406 |
Sale of Investments | 23878 |
Purchase/Sale of Property,Pla... | -219 |
Purchase of Property,Plant an... | -310 |
Sale of Property,Plant,and Eq... | 91 |
Purchase/Sale of Intangibles,... | -882 |
Purchase of Intangibles | -882 |
Purchase/Sale of Business,Net | 9 |
Sale of Business | 9 |
Cash Flow from Financing Acti... | -11092 |
Cash Flow from Continuing Fin... | -11092 |
Issuance/Payments of Debt,Net | -5287 |
Issuance/Payments of Long Ter... | -5287 |
Proceeds or Issuance of Long ... | 2342 |
Payments to Settle Long Term ... | -7629 |
Issuance/Payments of Common S... | 2 |
Proceeds or Issuance of Commo... | 73 |
Payments for Common Stock | -71 |
Cash Dividends Paid | -5769 |
Common Stock Dividends Paid | -5769 |
Proceeds from Stock Option Ex... | -5 |
Other Financing Changes, Net | -33 |
Cash and Cash Equivalents,End... | 26431 |
Change in Cash | 7090 |
Effect of Exchange Rate Chang... | 944 |
Cash and Cash Equivalents,Beg... | 18397 |
Capital Expenditure | -1192 |
Issuance of Capital Stock | 73 |
Issuance of Debt | 2342 |
Repayment of Debt | -7629 |
Repurchase of Capital Stock | -71 |
Free Cash Flow | 18610 |
ChangeinCashSupplementalAsRep... | 7090 |
