HDB HDFC Bank Limited

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 under the

Securities Exchange Act of 1934

For the month of January, 2025

Commission File Number 001-15216

HDFC BANK LIMITED

(Translation of registrant’s name into English)

HDFC Bank House, Senapati Bapat Marg,

Lower Parel, Mumbai. 400 013, India

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒   Form 40-F ☐

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

EXHIBIT INDEX

The following documents (bearing the exhibit number listed below) are furnished herewith and are made a part of this report pursuant to the General Instructions for Form 6-K.

Exhibit No. 99

Description

Disclosure

Exhibit 99

January 04, 2025

New York Stock Exchange

11, Wall Street,

New York,

NY 10005

USA

Dear Sir/ Madam,

Sub: Disclosure

We would like to intimate the following:

The Bank’s period end advances under management (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) were ₹ 26,840 billion as of December 31, 2024, a growth of around 6.1% over ₹ 25,287 billion as of December 31, 2023, and a growth of around 1.9% over ₹ 26,334 billion as of September 30, 2024. On a year-on-year basis, retail loans grew by around 10.0%; commercial & rural banking loans grew by around 11.5%; and corporate & other wholesale loans were lower by around 10.3% over December 31, 2023.

The Bank’s period end gross advances aggregated to approximately ₹ 25,425 billion as of December 31, 2024, a growth of around 3.0% over ₹ 24,693 billion as of December 31, 2023.

During the quarter ended December 31, 2024, the Bank securitised / assigned loans of ₹ 216 billion (year to date ₹ 463 billion) as a strategic initiative.

The Bank’s average CASA deposits were ₹ 8,176 billion for the December 2024 quarter, a growth of around 6.0% over ₹ 7,711 billion for the December 2023 quarter, and around 1.1% compared to ₹ 8,084 billion for the September 2024 quarter.

The Bank’s average time deposits were ₹ 16,351 billion for the December 2024 quarter, a growth of around 21.5% over ₹ 13,460 billion for the December 2023 quarter, and a growth of around 5.8% over ₹ 15,456 billion for the September 2024 quarter, reflecting customer preference for time deposits.

The Bank’s period end deposits were ₹ 25,635 billion as of December 31, 2024, a growth of around 15.8% over ₹ 22,140 billion as of December 31, 2023, and a growth of around 2.5% over ₹ 25,001 billion as of September 30, 2024.

The Bank’s period end CASA deposits were ₹ 8,725 billion as of December 31, 2024, a growth of around 4.4% over ₹ 8,356 billion as of December 31, 2023, and were lower by around 1.2% over ₹ 8,836 billion as of September 30, 2024.

The Bank’s period end time deposits were ₹ 16,910 billion as of December 31, 2024, a growth of around 22.7% over ₹ 13,783 billion as of December 31, 2023, and a growth of around 4.6% over ₹ 16,165 billion as of September 30, 2024.

The results of the Bank as of December 31, 2024, will be subject to a limited review by the statutory auditors of the Bank.

We request you to bring the above to the notice of all concerned.

Yours faithfully,

For HDFC Bank Limited

Sd/-

Ajay Agarwal

Company Secretary and Head – Group Oversight