SPRINGFIELD, Ill., Oct. 4 /PRNewswire-FirstCall/ -- Horace Mann Educators Corp. (NYSE:HMN) announced it has lowered auto insurance rates for West Virginia consumers an average of 4.4 percent effective Nov. 1, 2005. "We are pleased to reduce rates for educators in West Virginia," said Doug Reynolds, executive vice president, property and casualty. "Governor Manchin called for insurance companies to lower auto insurance rates, and Horace Mann responded. We're also increasing our auto discount for customers who have other lines of business with us, such as life or homeowner insurance or an annuity." Additionally, Horace Mann is introducing a 5 percent auto discount for educators in West Virginia. "Horace Mann is dedicated to helping America's educators and their families meet their insurance and retirement planning needs," adds Reynolds. "Our new educator discount is just another way we can show our commitment to those who give so much to our community." Horace Mann -- the largest national multiline insurance company focusing on educators' financial needs -- provides auto and homeowner insurance, retirement annuities, life insurance and other financial solutions. Founded by educators for educators in 1945, the company is headquartered in Springfield, Illinois. For more information, visit http://www.horacemann.com/ . DATASOURCE: Horace Mann Educators Corp. CONTACT: Paul Wappel, AVP, Public Relations, of Horace Mann Educators Corp., +1-217-788-5373, Web site: http://www.horacemann.com/

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