As used in this Section 15:
BHC Act Affiliate has the meaning assigned to the term affiliate in, and shall be interpreted in
accordance with, 12 U.S.C. § 1841(k);
Covered Entity means any of the following:
(i) a covered entity as that term is defined in, and interpreted in accordance with, 12 C.F.R. § 252.82(b);
(ii) a covered bank as that term is defined in, and interpreted in accordance with, 12 C.F.R. § 47.3(b); or
(iii) a covered FSI as that term is defined in, and interpreted in accordance with, 12 C.F.R. § 382.2(b);
Default Right has the meaning assigned to that term in, and shall be interpreted in accordance with, 12 C.F.R.
§§ 252.81, 47.2 or 382.1 as applicable;
U.S. Special Resolution Regime means each of (i) the Federal
Deposit Insurance Act and the regulations promulgated thereunder and (ii) Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act and the regulations promulgated thereunder.
16. Miscellaneous. (a) Authority of the Representatives. Any action by the Underwriters hereunder may be taken by the
Representatives on behalf of the Underwriters, and any such action taken by the Representatives shall be binding upon the Underwriters.
(b) Notices. All notices and other communications hereunder shall be in writing and shall be deemed to have been duly given if mailed or
transmitted and confirmed by any standard form of telecommunication. Notices to the Underwriters shall be given to (a) Wells Fargo Securities, LLC, 550 South Tryon Street 5th Floor, Charlotte, North Carolina 28202, Attention: Transaction
Management, Email: tmgcapitalmarkets@wellsfargo.com (b) BofA Securities, Inc., 114 W 47th St., NY8-114-07-01, New York, New
York 10036, Attention: High Grade Transaction Management/Legal, Email: dg.hg_ua_notices@bofa.com, Fax: (646) 855-5958 and (c) J.P. Morgan Securities LLC, 383 Madison Avenue, New York, New York 10179,
Attention: Investment Grade Syndicate Desk, Fax: (212) 834-6081. Notices to the Company shall be given to it at 3100 Sanders Road, Suite 301, Northbrook, Illinois 60062 (fax: 803-216-7872); Attention: Lisa Anderson with a copy to Sidley Austin LLP, 787 Seventh Avenue, New York, New York 10019, fax: (212) 839-5599, Attention:
Michael P. Heinz, Esq.
(c) Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the
State of New York.
(d) Amendments or Waivers. No amendment or waiver of any provision of this Agreement, nor any consent or
approval to any departure therefrom, shall in any event be effective unless the same shall be in writing and signed by the parties hereto.
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