PLUS1
Challenger Financial Data
| Company name: | Challenger Ltd | Status: | Active |
| End of fiscal year: | 30 June 2018 | ISIN | AU0000CGFPB9 |
| Auditor: | Ernst & Young | Year established: | 2003 |
| Company sector name: | Financial Services | Industry name: | Asset Management |
| Place of incorporation: | Australia (AU) | Industry group name | Asset Management |
| Doing business in: | Australia (AU) | Address | 5 Martin Place Level 2, 2000 |
| Tel.: | +61 299947000 | City/Country: | Sydney, Australia |
| Fax: | +61 299947777 | Web address: | http://www.challenger.com.au |
| Company description: | Challenger’s core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian-dollar-denominated annuities into Japan's large retirement market. The firm’s annuity products provide investors guaranteed regular payments over an agreed term for an up-front lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business consisting of Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Partners, which primarily manages investments supporting its annuities business. |
| Price | Price change [%] | Bid | Offer | Open | High | Low | Volume |
|---|---|---|---|---|---|---|---|
| 101.46 | 0.36[0.36%] | 100.98 | 101.46 | 101.25 | 101.47 | 100.95 | 1,740 |
| Market Cap. [m] | Shares In Issue [m] | Beta | EPS | DPS | PE Ratio | Yield | 52-Wks-Range |
| - | - | - | - | - | - | - | - - - |
CGFPB KEY FIGURES (at previous day's close) | |
|---|---|
Yesterday's Close | 101.10 |
PE Ratio | - |
Market Capitalisation | 0.00 |
Latest Shares Outstanding | - |
Earnings pS (EPS) | - |
Dividend pS (DPS) | - |
Dividend Yield | - |
Sales per Employee | 2.46M |
Effective Tax Rate | - |
Foreign Sales | - |
Domestic Sales | - |
Selling, General & Adm/tive (SG... | 12.48% |
Research & Devlopment (R&D) as ... | 0.00% |
Gross Profit Margin | 100.00% |
EBITDA Margin | 42.17% |
Pre-Tax Profit Margin | 25.21% |
Assets Turnover | 15.24% |
Return on Assets (ROA) | 0.01% |
Return on Equity (ROE) | 0.10% |
Return on Capital Invested (ROC... | -0.01% |
Current Ratio | 2.06 |
Leverage Ratio (Assets/Equity) | 7.26% |
Interest Cover | 2.64 |
Total Debt/Equity (Gearing Rati... | 1.93% |
LT Debt/Total Capital | 0.43% |
Working Capital pS | - |
Cash pS | - |
Book-Value pS | - |
Tangible Book-Value pS | - |
Cash Flow pS | - |
Free Cash Flow pS | - |
Spread | 0.48 |
Gross gearing | 0.00% |
Net Debt | -839.00M |
CGFPB Balance Sheet Chart (30 June 2018) | ||
|---|---|---|
 | ||
| Period † | High | Low |
|---|---|---|
| 1 Week | 0.00 | 0.00 |
| 1 Month | 0.00 | 0.00 |
| 3 Months | 0.00 | 0.00 |
| 6 Months | 0.00 | 0.00 |
| 1 Year | 0.00 | 0.00 |
| 3 Years | 0.00 | 0.00 |
| 5 Years | 0.00 | 0.00 |
Share price performance previous 3 years |
|---|
Share price performance intraday |
|---|
| Period † | Open | Open Avg. | VWAP | Min Vol | Max Vol | Avg. Daily Vol | Change | % |
|---|---|---|---|---|---|---|---|---|
| 1 Week | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 1 Month | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 3 Months | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 6 Months | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 1 Year | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 3 Years | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
| 5 Years | 0.00 | 0.00 | 0.00 | 0 | 0 | 0 | 0.00 | 0.0% |
CGFPB Growth Ratios (30 June 2018) | ||||
|---|---|---|---|---|
| 1 year | 3 years | 5 years | 10 years | |
Diluted EPS growth | - | - | - | - |
Diluted continuous EPS growth | - | - | - | - |
Dividend growth | - | - | - | - |
Equity per share growth | - | - | - | - |
Revenue growth | -0.08 | 0.37 | 0.54 | 0.15 |
Operating income growth | -0.71 | - | - | - |
Net income growth | -0.19 | 0.03 | -0.05 | - |
Net income cont growth | -0.19 | 0.03 | -0.05 | - |
CFO growth | 0.24 | 0.34 | 0.20 | 0.28 |
FCF growth | 0.21 | 0.33 | 0.20 | - |
Operating revenue growth | -0.08 | 0.37 | 0.54 | 0.15 |
CGFPB Income Statement 30 June 2018 (AUD) | |
|---|---|
Total Revenue | 1659.6 |
Operating Revenue | 1659.6 |
Gross Profit | 1659.6 |
Operating Expenses | 1508.2 |
Selling,General and Administr... | 207.1 |
General and Administrative Ex... | 207.1 |
Salary and Benefit | 195.3 |
Rent and Landing Fees | 11.8 |
Depreciation,Amortization and... | 16 |
Depreciation and Amortization | 16 |
Depreciation | 11.9 |
Amortization | 4.1 |
Amortization of Intangibles | 4.1 |
Other Operating Expenses | 1285.1 |
Operating Income | 151.4 |
Interest Income/Expense,Net-N... | 573.6 |
Interest Income-Non Operating | 839.1 |
Interest Expense-Non Operatin... | 265.5 |
Other Income/Expense,Net | -306.6 |
Earnings from Equity Interest | 30 |
Special Income/Charges | -1.9 |
Impairment of Capital Assets | 1.9 |
Other Non-Operating Income/Ex... | -334.7 |
Pretax Income | 418.4 |
Provision for Income Tax | 94.6 |
Net Income Available to Commo... | 322.5 |
Net Income | 322.5 |
Net Income Including Noncontr... | 323.8 |
Net Income from Continuing Op... | 323.8 |
Minority Interest | -1.3 |
Net Income from Continuing an... | 322.5 |
Normalized Income | 323.97041109 |
Interest and Dividend Income | 839.1 |
Interest Expense | 265.5 |
Net Interest Income | 573.6 |
Earning Before Interest and T... | 683.9 |
Earning Before Interest Tax D... | 699.9 |
Depreciation,Reconciled | 16 |
Net Income from Continuing Op... | 322.5 |
TotalUnusualItemsExcludingGoo... | -1.9 |
TotalUnusualItems | -1.9 |
NormalizedEBITDA | 701.8 |
Tax rate for calculations | 0.23 |
CGFPB Efficency Ratios (30 June 2018) | |
|---|---|
Days in sales | 111.01 |
Days in inventory | - |
Days in payment | - |
Cash conversion cycle | - |
Receivable turnover | 3.29 |
Inventory turnover | - |
Payable turnover | - |
Fixed assets turnover | 12.27 |
Assets turnover | 0.07 |
ROE | 0.10 |
ROA | 0.01 |
ROIC | -0.01 |
FCF sales ratio | 1.15 |
FCF net income ratio | 5.91 |
Capital expenditure sales ratio | 0.04 |
CGFPB Financial Health Ratios (30 June 2018) | |
|---|---|
Current ratio | 2.06 |
Quick ratio | 1.38 |
Debt total capital ratio | 0.43 |
Debt equity ratio | 0.76 |
Financial leverage | 7.26 |
Total debt to equity | 1.93 |
CGFPB Avearge Growth Ratios Over 5 Years (30 June 2018) | |
|---|---|
Growth ann capital spending | 0.32 |
Growth ann gross profit | 0.54 |
Avg gross margin | 1.00 |
Avg post tax margin | 0.57 |
Avg pre tax marginr | 0.72 |
Avg net profit | 0.57 |
Avg ret commonr | 0.13 |
Avg ret assets | 0.02 |
Avg ret invested capital | 0.00 |
CGFPB Profitability Ratios (30 June 2018) | |
|---|---|
Gross margin | 1.00 |
Operating margin | 0.09 |
EBT margin | 0.25 |
Tax rate | 0.23 |
Net margin | 0.19 |
Sales per employee | 2,455,029.59 |
EBIT margin | 0.41 |
EBITDA margin | 0.42 |
Normalized net profit margin | 0.20 |
Interest coverage | 2.58 |
Inc per employee tot ops | 477,071.01 |
CGFPB Valuation Ratios (29 June 2018) | |
|---|---|
Sales per share | - |
Growth ann sales per share 5 ye... | - |
Book value per share | - |
CF per share | - |
Price to EPS | - |
Ratio PE 5 year high | - |
Ratio PE 5 year low | - |
Price to book | - |
Price to sales | - |
Price to cash flow | - |
Price to free cash flow | - |
Div rate | 4.48 |
Dividend yield | 0.05 |
Div payout tot ops | - |
Div payout 5 year | - |
Payout ratio | - |
Sustainable growth rate | - |
Cash return | - |
CGFPB Balance Sheet 30 June 2018 (AUD) | |
|---|---|
Total Assets | 25300.5 |
Current Assets | 13618 |
Cash,Cash Equivalents,and Sho... | 8467.1 |
Cash and Cash Equivalents | 839 |
Cash | 839 |
Short Term Investments | 7628.1 |
Receivables | 693.9 |
Accounts Receivable | 436.5 |
Loans Receivable | 257.4 |
AssetsHeldForSaleCurrent | 452.2 |
Hedging Assets, Current | 421.1 |
Other Current Assets | 3583.7 |
Total Non-Current Assets | 11682.5 |
Net Property,Plant,and Equipm... | 161.4 |
Gross Property,Plant,and Equi... | 161.4 |
Machinery,Furniture/Equipment | 161.4 |
Goodwill and Other Intangible... | 592.9 |
Goodwill | 571.6 |
Other Intangible Assets | 21.3 |
Investments and Advances | 10025.9 |
Long term equity investment | 62.4 |
Investments in Associates, at... | 62.4 |
OtherInvestments | 9963.5 |
Accounts Receivable,Non-Curre... | 787.1 |
Deferred Non-Current Assets | 13.8 |
Deferred Taxes,Non-Current As... | 13.8 |
Other Non-Current Assets | 101.4 |
Total Liabilities | 21814.7 |
Current Liabilities | 6623.1 |
Payables and Accrued Expenses | 642.1 |
Payables | 642.1 |
Accounts Payable | 642.1 |
Provisions,Current | 453 |
Current Debt and Capital Leas... | 4076.1 |
Current Debt | 4076.1 |
Other Current Borrowings | 4076.1 |
Deferred Liabilities,Current | 0.9 |
Deferred Taxes,Current Liabil... | 0.9 |
Other Current Liabilities | 1451 |
Total Non-Current Liabilities | 15191.6 |
Provisions,Long Term | 20.6 |
Long Term Debt and Capital Le... | 2656.8 |
Long Term Debt | 2656.8 |
Deferred Liabilities, Non cur... | 101.9 |
Deferred Taxes,Non-Current Li... | 101.9 |
Other Non-Current Liabilities | 12412.3 |
Total Equity | 3485.8 |
Stockholder's Equity | 3485.4 |
Capital Stock | 2051.7 |
Common Stock | 2051.7 |
Retained Earnings | 1467 |
Accumulated Gains/ Losses Not... | -33.3 |
Foreign Currency Translation ... | -3.3 |
Other Equity Adjustments | -30 |
Minority Interest | 0.4 |
Total Capitalization | 6142.2 |
Common Stock Equity | 3485.4 |
Net Tangible Assets | 2892.5 |
Working Capital | 6994.9 |
Invested Capital | 10218.3 |
Tangible Book Value | 2892.5 |
Total Debt | 6732.9 |
NetDebt | 5893.9 |
Ordinary Shares Number | 601.7 |
TotalLiabilitiesAsReported | 21814.7 |
TotalEquityAsReported | 3485.8 |
CGFPB Cash Flow 30 June 2018 (AUD) | |
|---|---|
Classes of Cash Receipts from... | 6218.5 |
Receipts from Customers | 4669.7 |
Other Cash Receipts from Oper... | 1548.8 |
Classes of Cash Payments | -4779.2 |
Payments to Suppliers for Goo... | -4779.2 |
Dividends Received, Direct | 94.8 |
Interest Paid, Direct | -129.9 |
Interest Received, Direct | 770.7 |
Taxes Refund/Paid, Direct | -197.5 |
Cash Flow from Investing Acti... | -2320.2 |
Cash Flow from Continuing Inv... | -2320.2 |
Purchase/Sale of Property,Pla... | -69.9 |
Purchase of Property,Plant an... | -69.9 |
Purchase/Sale of Business,Net | -3.3 |
Purchase/Acquisition of Busin... | -3.3 |
Purchase/Sale of Investments,... | -2460.1 |
Purchase of Investments | -2460.1 |
Other Investing Changes,Net | 213.1 |
Cash Flow from Financing Acti... | 544.7 |
Cash Flow from Continuing Fin... | 544.7 |
Issuance/Payments of Debt,Net | 280.4 |
Issuance/Payments of Long Ter... | 280.4 |
Proceeds or Issuance of Long ... | 280.4 |
Issuance/Payments of Common S... | 469.9 |
Proceeds or Issuance of Commo... | 506.6 |
Payments for Common Stock | -36.7 |
Cash Dividends Paid | -205.6 |
Common Stock Dividends Paid | -205.6 |
Cash and Cash Equivalents,End... | 839 |
Change in Cash | 201.9 |
Cash and Cash Equivalents,Beg... | 637.1 |
Income Tax Paid, Supplemental... | 197.5 |
Interest Paid, Supplemental D... | 129.9 |
Capital Expenditure | -69.9 |
Issuance of Capital Stock | 506.6 |
Issuance of Debt | 280.4 |
Repurchase of Capital Stock | -36.7 |
Free Cash Flow | 1907.5 |
ChangeinCashSupplementalAsRep... | 201.9 |
