LOS ANGELES, May 24, 2020 /PRNewswire-PRWeb/ --
Compare-autoinsurance.org has launched a new blog post that
presents several useful tips that will help first-time drivers get
cheaper car insurance.
For more info and free car insurance quotes, visit
https://compare-autoinsurance.org/how-to-insure-first-time-drivers/
First-time drivers are paying some of the most expensive car
insurance policies. The lack of experience behind the wheel is the
reason why car insurance companies charge more on the premiums of
first-time drivers.
To make their car insurance rates cheaper, first-time drivers
should follow the next tips:
- Join an existing plan. First-time drivers, especially teen
drivers, are seen as risky by insurance providers because they lack
experience, may text and drive, and are more likely to get
distracted. Joining the family's insurance plan is one way to get
affordable rates.
- Choose a slightly used vehicle. When buying the first car,
first-time drivers should consider buying a cheaper slightly used
car if they want to get cheaper premiums. The cost to replace a
vehicle plays into the overall premium.
- Raise the deductible. First-time drivers who select full
coverage car insurance can save some money by raising the
deductible. The deductible is the amount the policyholder pays
before the insurer pays to fix the vehicle.
- Consider buying liability insurance only. First-time drivers
who have an older car or can afford to replace their vehicle in
case of an at-fault accident should consider buying only liability
insurance. This policy gives no protection to the vehicles and it
covers only the other driver's bodily injury and property
damage.
- Avoid tickets and car accidents. Being a safe driver is the
best way to keep insurance rates low. First-time drivers should do
their best to avoid distracted driving, speeding tickets, at-fault
accidents, and DUIs.
- Improve the credit score. Car insurance companies are allowed
to use the credit score to rate drivers in every state but
California, Hawaii, and Massachusetts. Drivers can improve their
credit score by getting their first credit card, paying off their
credit balance monthly, or by becoming authorized user on an
account with excellent payment history.
- Shop around. First-time drivers should get as many quotes as
they can and compare them. To finish this task faster, first-time
drivers should go to a brokerage website.
- Ask for discounts. To make their policies more affordable to
drivers, insurance companies offer all types of discounts such as
good student discount, graduating a defensive course discount,
getting married discount, installed anti-theft devices discount,
telematics discount, multi-policy discount, pay in full discount,
and more.
For additional info, money-saving tips and free car insurance
quotes, visit https://compare-autoinsurance.org/
Compare-autoinsurance.org is an online provider of life, home,
health, and auto insurance quotes. This website is unique because
it does not simply stick to one kind of insurance provider, but
brings the clients the best deals from many different online
insurance carriers. In this way, clients have access to offers from
multiple carriers all in one place: this website. On this site,
customers have access to quotes for insurance plans from various
agencies, such as local or nationwide agencies, brand names
insurance companies, etc.
SOURCE Internet Marketing Company