Triple-I Offers Texans Preparedness Tips as Beryl Nears Landfall
07 July 2024 - 1:47AM
Business Wire
Texans should be alert for the potential impacts of Tropical
Storm Beryl, which is forecast to intensify back to hurricane
strength before making landfall along the Texas Gulf Coast on
Monday, July 8, according to the Insurance Information Institute
(Triple-I). It would be the first U.S. landfall of the 2024
Atlantic hurricane season.
In its 10 a.m. CT advisory Saturday, the NHC warned of “an
increasing risk of hurricane-force winds and life-threatening storm
surge along portions of the lower and middle Texas coast late
Sunday into Monday.” NHC also warned of flash and urban flooding,
which could impact Texas and several other states throughout much
of next week as the system tracks northeast following landfall. The
Texas coast is under hurricane and storm surge watches.
“We are expecting, unfortunately, to see environmental
conditions conducive for Beryl to re-strengthen and regain
hurricane strength. Just a small change in the track of the storm
can mean a big difference in where the center of Beryl makes
landfall,” National Hurricane Center Director Michael Brennan told
the Orlando Sentinel Friday.
Beryl has already proven to be a catastrophic storm as it left a
trail of death and destruction while it wreaked havoc through the
Caribbean this week. The storm also set numerous historic marks
including the strongest hurricane on record for both June and July
and the most rapid intensification of any Atlantic basin hurricane
before Sept. 1. It reached Category 5 major hurricane status with
maximum wind speeds of 165 mph on July 1.
The Triple-I offers these preparedness tips for all Lone Star
State residents in the path of Beryl:
- Review your evacuation plan and, if you have a pet, your pet's
evacuation plan
- Make sure your hurricane kit includes a minimum 14-day supply
of non-perishable food and drinking water (one gallon per person,
per day) for all family members and pets, as well as a two-week
supply of medications for everyone in your household
- Write down the name and phone number of your insurer and
insurance professional and keep this information either in your
wallet or purse
- Purchase emergency supplies, such as batteries and
flashlights
- Fully charge your cell phones so you can receive weather
alerts
- Prepare your yard by removing all outdoor furniture, lawn
items, planters and other materials that could become airborne due
to high winds
- Fill your vehicle’s gasoline tank
Damage caused by hurricanes and tropical storms are covered
under different insurance policies, according to the Triple-I:
- Wind-caused property damage is covered under standard
homeowners, renters and business insurance policies. Renters’
insurance covers a renter’s possessions while the landlord insures
the structure.
- Property damage to a home, a renter’s possessions, and a
business – resulting from a flood – is generally covered under
either a FEMA National Flood Insurance Program policy or a private
flood policy, if the homeowner, renter or business has purchased
one. Dozens of private insurers offer flood insurance in addition
to FEMA.
- Private-passenger vehicles damaged or destroyed by either wind
or flooding are covered under the optional comprehensive portion of
an auto insurance policy. Approximately 80% of U.S. drivers choose
to purchase comprehensive coverage.
RELATED LINKS Videos Hurricane Insurance Guide
Insurance Check-Up for Hurricane Season Create a Home Inventory
Facts & Statistics Hurricanes Flood Insurance
Issues Brief Flood: State of the Risk
Articles Spotlight on: Catastrophes - Insurance Issues
Background on: Hurricanes and Windstorm Deductibles Understanding
Your Insurance Deductible Five Steps to Preparing an Effective
Evacuation Plan Settling Insurance Claims After a Disaster
Infographics How to Prepare for Hurricane Season What Are
Hurricane Deductibles? How to File a Flood Insurance Claim
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Florida Press Office: Mark Friedlander, 904-806-7813,
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