Granite Mortgages 03-1

RE: GRANITE MORTGAGES 03-1 PLC
    EUR 94,500,000.00
    MATURING: 20-Jan-2043
    ISSUE DATE: 27-Jan-2003
    ISIN: XS0160702386

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20-Jul-2006 TO 20-Oct-2006 HAS BEEN FIXED AT 4.554000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 20-Oct-2006 WILL AMOUNT TO:
EUR 11.64 PER EUR 1,000.00 DENOMINATION
EUR 116.38 PER EUR 10,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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