HBOS Treas Serv

RE: HBOS TREASURY SERVICES
EUR 20,000,000.00
MATURING: 27-Apr-2011
ISSUE DATE: 27-Apr-2006
ISIN: XS0252455802

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
27-Apr-2006 TO 27-Jul-2006 HAS BEEN FIXED AT 2.810000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 27-Jul-2006 WILL AMOUNT TO:
EUR 355.15 PER EUR 50,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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