FISB 1st Capital Bancorp (QX)

1st Capital Bank (OTCBB: FISB) announced today that its Board of Directors declared a 2% stock dividend on the Bank's common stock outstanding. The dividend is payable April 11, 2012 to shareholders of record on March 28, 2012. The dividend will be issued in the form of additional shares of stock. Cash will be issued in lieu of fractional shares.

"Management is pleased to have worked with a supportive group of shareholders during its first five years of operations and wanted to recognize and reward our shareholders with a stock dividend," stated President and Chief Executive Officer Fred Rowden. "The end of 2011 marked our tenth consecutive quarters of profitable operations. This profitability provides us the capital to support future growth initiatives, to include the recent hiring of several key local bankers and the anticipated March 5th opening of our newest banking facility located in the financial district of Monterey, California," concluded Rowden.

The Bank's total assets at year end 2011 were $288,315,000, a 27% increase from December 31, 2010. The Bank's net income for 2012 was $3,318,000, a 10.3% return on shareholders' equity.

About 1st Capital Bank: 1st Capital Bank is a locally owned and managed community bank focused on providing lending, deposit and highly efficient cash management services such as remote deposit and online banking to small-to-medium size businesses and their owners and specialized banking services for the healthcare industry. The Bank is a full service financial institution with branches located in Monterey, Salinas and King City. Information regarding the Bank may be obtained from the Bank's website at www.1stcapitalbank.com. Copies of the Bank's press releases are available on the Bank's website.

Contact Information Jayme C. Fields EVP, Chief Financial Officer 831.264.4011