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The countdown for U.S. banks and merchants to migrate to EMV is well underway and 2015 is shaping up to be a pivotal year in the payments industry. Gemalto (Euronext NL0000400653), the world leader in digital security, is discussing the impact of mobile, contactless card technology and data security at the upcoming Smart Card Alliance Payment Summit, February 3rd-5th 2015. Experts from Gemalto will cover topics surrounding EMV and fraud protection, security for mobile payments highlighting what Mobile EMV brings to the consumer, and the considerations for the future.

With over half of Americans concerned about the security of their data, the move to chip and PIN or chip and signature card technology brings U.S. consumers a higher level of protection at the point-of-sale. As EMV becomes widely prevalent across the U.S, cardholders and banks will reap the benefits of reduced fraud. Early adopters of EMV have seen significant reductions in fraud with counterfeit card fraud in some countries dropping by 91% and fraud from card theft decreasing by 98%1.

Drawing on its extensive experience with global EMV deployments and in issuing over three billion EMV smart cards, Gemalto is currently working with U.S. banks on one of the largest EMV migrations in the history of the payments. During the conference, Gemalto experts will add unique perspectives to the conversation providing insights into the convergence of banking and technology and the role of security in an increasingly digital era.

1 http://www.gemalto.com/emv/fraud

Specific Date, Time and Location

Smart Card Alliance Payment Summit, February 3rd-5th, 2015 Grand America Hotel- Salt Lake City, Utah Speakers:

• Jack Jania, Senior Vice President of Strategic Alliances
• Karrie MacDonald, Vice President of Business Development for Secure Transactions
• Philippe Benitez, Vice President of Business Development for Mobile Payments

About Gemalto

Gemalto (Euronext NL0000400653 GTO) is the world leader in digital security with 2013 annual revenues of €2.4 billion and more than 12,000 employees operating out of 85 offices and 25 research and software development centers, located in 44 countries.

We are at the heart of the rapidly evolving digital society. Billions of people worldwide increasingly want the freedom to communicate, travel, shop, bank, entertain and work - anytime, everywhere - in ways that are enjoyable and safe. Gemalto delivers on their expanding needs for personal mobile services, payment security, authenticated cloud access, identity and privacy protection, eHealthcare and eGovernment efficiency, convenient ticketing and dependable machine-to-machine (M2M) applications. We develop secure embedded software and secure products which we design and personalize. Our platforms and services manage these products, the confidential data they contain and the trusted end-user services made possible.

Our innovations enable our clients to offer trusted and convenient digital services to billions of individuals.  Gemalto thrives with the growing number of people using its solutions to interact with the digital and wireless world.

For more information visit www.gemalto.com, www.justaskgemalto.com, blog.gemalto.com, or follow us @Gemalto_NA on Twitter.

CONTACT: Gemalto Media Contacts:
         Nicole Williams
         North America
         +1 512 758 8921
         Nicole.Williams@gemalto.com