30-Year Fixed Mortgage Rates Unchanged; Current Rate is 4.10%, According to Zillow Mortgage Rate Ticker
28 December 2016 - 6:00AM
The 30-year fixed mortgage rate on Zillow® Mortgages is currently
4.10 percent, unchanged from this time last week. The 30-year fixed
mortgage dipped to 4.04 percent last week, then returned to 4.10
percent early this week.
“Mortgage rates were roughly flat last week before closing for
the holidays, holding near the two year highs recorded after the
Federal Reserve raised short-term interest rates two weeks ago,”
said Erin Lantz, vice president of mortgages at Zillow. “This week
we expect rates to hold steady again with little incoming economic
news and with markets taking a break for New Year’s.”
Zillow’s real-time mortgage rates are based on thousands
of custom mortgage quotes submitted daily to anonymous borrowers on
the Zillow Mortgages site and reflect the most recent changes in
the market. These are not marketing rates, or a weekly
survey.
The rate for a 15-year fixed home loan is currently 3.29
percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is
3.22 percent.
Below are current rates for 30-year fixed mortgages by state.
Additional states’ rates are available at:
http://www.zillow.com/mortgage-rates.
|
|
|
|
|
|
|
|
|
State |
Current30-YearFixed
Rate(12/27/16) |
Last Week’s30-YearFixed
Rate(12/20/16) |
|
Change inBasisPoints |
|
|
California Mortgage Rates |
|
4.10 |
% |
|
4.11 |
% |
|
-1 |
|
|
Colorado Mortgage Rates |
|
4.10 |
% |
|
4.08 |
% |
|
+2 |
|
|
Florida Mortgage Rates |
|
4.11 |
% |
|
4.09 |
% |
|
+2 |
|
|
Illinois Mortgage Rates |
|
4.12 |
% |
|
4.13 |
% |
|
-1 |
|
|
Massachusetts Mortgage Rates |
|
4.08 |
% |
|
4.11 |
% |
|
-3 |
|
|
New Jersey Mortgage Rates |
|
4.12 |
% |
|
4.09 |
% |
|
+3 |
|
|
New York Mortgage Rates |
|
4.11 |
% |
|
4.13 |
% |
|
-2 |
|
|
Pennsylvania Mortgage Rates |
|
4.09 |
% |
|
4.10 |
% |
|
-1 |
|
|
Texas Mortgage Rates |
|
4.11 |
% |
|
4.11 |
% |
|
0 |
|
|
Washington Mortgage Rates |
|
4.11 |
% |
|
4.09 |
% |
|
+2 |
|
About Zillow MortgagesZillow Mortgages,
operated by Zillow, Inc., is a free, open, and transparent lending
marketplace, where borrowers connect with lenders to find loans and
get the best mortgage rates. Borrowers anonymously submit
loan requests and receive an unlimited number of custom mortgage
quotes with real rates directly from thousands of competing
lenders. Zillow Mortgages also provides mortgage calculators,
mortgage advice, mortgage widgets, and lender directories.
Zillow is a registered trademark of Zillow, Inc.
Media Contact:
Catharine Neilson, Zillow
press@zillow.com
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