·
Your investment may result in a loss; there is no guaranteed
return of principal.
·
The Maturity Payment Amount will not reflect changes in the
price of the Underlying Stocks other than on the Calculation Day.
·
The Securities do not bear interest.
·
Your return on the Securities may be less than the yield on
a conventional debt security of comparable maturity.
·
The Maturity Date may be postponed if the Calculation Day is
postponed.
·
Because the Securities are linked to the lowest performing
(and not the average performance) of the Underlying Stocks, you may not receive any return on the Securities and may lose a significant
portion or all of your principal amount even if the stock closing price of one Underlying Stock is always greater than or equal to its
Threshold Price.
·
Any payment on the Securities is subject to the credit risk
of BofA Finance, as issuer, and BAC, as Guarantor, and actual or perceived changes in BofA Finance or the Guarantor’s creditworthiness
are expected to affect the value of the Securities.
·
We are a finance subsidiary and, as such, have no independent
assets, operations or revenues.
·
The public offering price you pay for the Securities will exceed
their initial estimated value.
·
The initial estimated value does not represent a minimum or
maximum price at which BofA Finance, BAC, BofAS or any of our other affiliates or WFS or its affiliates would
be willing to purchase your Securities in any secondary market (if any exists) at any time. |
·
BofA Finance cannot assure you that a trading market for your
Securities will ever develop or be maintained.
·
The Securities are not designed to be short-term trading instruments,
and if you attempt to sell the Securities prior to maturity, their market value, if any, will be affected by various factors that interrelate
in complex ways, and their market value may be less than the principal amount.
·
Trading and hedging activities by BofA Finance, the Guarantor
and any of our other affiliates, including BofAS, and WFS and its affiliates, may create conflicts of interest with you and may affect
your return on the Securities and their market value.
·
There may be potential conflicts of interest involving the
calculation agent, which is an affiliate of ours.
·
The Securities may become linked to the common stock of a company
other than an original Underlying Stock Issuer.
·
We cannot control actions by an Underlying Stock Issuer.
·
We and our affiliates have no affiliation with any Underlying
Stock Issuer and have not independently verified any public disclosure of information.
·
You have limited anti-dilution protection.
·
The U.S. federal income and estate tax consequences of the
Securities are uncertain, and may be adverse to a holder of the Securities. |