SANTA CRUZ, Calif., June 22, 2015 /PRNewswire/ -- Santa Cruz County Bank (OTCQX: SCZC) announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.05 per share. The dividend is payable on July 14, 2015 to stockholders of record as of the close of business on July 1, 2015. This is the ninth cash dividend declared by Santa Cruz County Bank.

Santa Cruz County Bank logo.

The Bank reported $1.25 million in net income for March 31, 2015, an increase of 44%, compared to the prior year. The book value per share of Santa Cruz County Bank's common stock at March 31, 2015 was $18.62, compared to $16.35 as of March 31, 2014. Shareholders' equity increased by $5.1 million, 15%, to $40.0 million as of March 31, 2015 compared to the prior year.

ABOUT SANTA CRUZ COUNTY BANK
Santa Cruz County Bank, founded in 2004, is a locally owned and operated community bank with offices located in Aptos, Capitola, Santa Cruz, Scotts Valley and Watsonville. The Bank offers a variety of competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, and online banking bill payment and cash management. For the past nine years, the Bank's SBA Department has been recognized as a top SBA lender in Santa Cruz County for 7a and 504 loans.

RATINGS & AWARDS
The Findley Reports, Inc.:
2012 – One of eleven "Exceptional Banks" in California
2015, 2014, 2013, 2012, 2011 – "Super Premier Performing Bank"

Bauer Financial Reports, Inc.:
Santa Cruz County Bank has received the distinction of 4-Star "Excellent" and 5-Star "Superior" by Bauer Financial Reports, Inc., for its financial performance every quarter since 2007.

American Banker Magazine:
2015 – Santa Cruz County Bank ranked 115th out of 851 institutions in American Banker Magazine's "Top Performing 200 Community Banks & Thrifts in the United States" based upon 3-year average return on equity. The Bank has ranked in the Top 200 Community Banks in the United States for three consecutive years.

Financial Management Consulting Group:
2014 – Santa Cruz County Bank ranked 4th out of 202 California banks in overall performance and 1st for fewest nonperforming loans.

For more information, visit www.sccountybank.com.

This release may contain forward-looking statements that are subject to risks and uncertainties. Such risks and uncertainties may include but are not necessarily limited to fluctuations in interest rates, inflation, government regulations and general economic conditions, and competition within the business areas in which the Bank is conducting its operations, including the real estate market in California and other factors beyond the Bank's control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. Readers should not place undue reliance on the forward-looking statements, which reflect management's view only as of the date hereof. The Bank undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances.

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SOURCE Santa Cruz County Bank

Copyright 2015 PR Newswire

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