51JJ Arkle 2060 A

RNS No 3912K
BANCO ESPIRITO SANTO
29 July 1999


Re:  10,000,000 USD Series A Floating Rate of BES Overseas Ltd.
     Non-cumulative Guaranteed Non-voting Preference Shares

The Directors of BES Overseas Limited hereby direct the Bank of New York as
registrar, transfer agent and paying agent, to set a record date of August 11th,
1999, for the payment of the quarterly dividend in the aggregate amount of
USD4,400,000 (USD 0.44 per share) on the above mentioned Preference Shares for
payment of dividends value August 16th, 1999.  Instructions for payment should
be sent to Mr. Joaquim Garnecho, General Manager, Banco Espirito Santo e
Commercial de Lisboa, 320 Park Avenue, New York 10022-6815.


END

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