BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    EUR 42,500,000.00
    MATURING: 29/Dec/2006
    ISSUE DATE: 30/Oct/2003
    ISIN: XS0179604151

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
30/Mar/2006 TO 30/Jun/2006 HAS BEEN FIXED AT 2.822000 PCT.

DAY BASIS 92/360

INTEREST PAYABLE VALUE 30/Jun/2006 WILL AMOUNT TO
EUR 721.18 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.

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