BNV Bank Nova Scot

RNS Number:7566B
Bank of Nova Scotia
30 November 1999


SCOTIABANK

DIVIDENDS

NOTICE is hereby given that The Bank of Nova Scotia has declared dividends on
the outstanding shares of the Bank for the quarter ending January 31, 2000, as
follows:

-  Payable on January 27, 2000 to shareholders of record at the close of        
 business on January 4, 2000:

   -  Common Shares, Dividend No. 521 of $0.24 per share

   -  Non-Cumulative Preferred Shares:

       Series  6, Dividend No. 28 of $0.446875 per share
       Series  7, Dividend No. 21 of $0.44375  per share
       Series  8, Dividend No. 19 of $0.4375   per share
       Series  9, Dividend No. 18 of $0.421875 per share
       Series 10, Dividend No. 15 of $0.02     per share
       Series 11, Dividend No.  9 of $0.375    per share
       Series 12, Dividend No.  6 of $0.328125 per share

Holders may elect to receive their dividends in common shares of the Bank in
lieu of cash dividends, in accordance with the Bank's Shareholder Dividend and
Share Purchase Plan.

By Order of the Board

R.P. Gerad
Senior Vice-President

End


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