MortgageIT Holdings, Inc. Schedules Fourth Quarter 2004 Earnings Release and Conference Call NEW YORK, Jan. 14 /PRNewswire-FirstCall/ -- (NYSE:MHL) -- MortgageIT Holdings, Inc., a residential mortgage company organized as a real estate investment trust, will announce its financial results for the fourth quarter ended December 31, 2004, on Monday, February 14, 2005, after market hours. The Company will host a conference call to discuss its fourth quarter financial results on Tuesday, February 15, 2005, at 10:00 a.m. ET. To access the conference call, please dial 800-370-0898 (U.S.), or 973-409-9254 (International). A live webcast of the conference call will also be available on the Company's corporate web site, located at http://www.mortgageitholdings.com/. A replay of the conference call will be available through Tuesday, February 22, 2005, at midnight ET. The replay can be accessed by dialing 877-519-4471 (U.S.), and 973-341-3080 (International). The pass code for the replay is 5599462. About MortgageIT Holdings, Inc. MortgageIT Holdings, Inc. (NYSE:MHL) was formed to act as the holding company of MortgageIT, Inc. (MortgageIT), its wholly owned residential mortgage lending subsidiary. MortgageIT is a full-service residential mortgage banking company that is licensed to originate loans throughout the United States. MortgageIT originates single-family residential mortgage loans of all types, with particular focus on prime adjustable-rate (ARM) and fixed-rate, first-lien residential mortgage loans. MortgageIT Holdings is organized and conducts its operations to qualify as a real estate investment trust (REIT) for federal income tax purposes. MortgageIT is organized and operates as MortgageIT Holdings' taxable REIT subsidiary. DATASOURCE: MortgageIT Holdings, Inc. CONTACT: Investors: Sean McGrath, +1-646-346-8700, Media: Ted Swiecichowski, +1-212-651-7653, both of MortgageIT Holdings, Inc., or Joe LoBello of Brainerd Communicators, Inc., +1-212-986-6667, for MortgageIT Holdings, Inc. Web site: http://www.mortgageitholdings.com/

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