54KJ Sigma Fin. Nt12

RNS No 4771w
AVCO TRUST PLC
24 August 1999


RE:     AVCO TRUST PLC
        GBP 125,000,000
        GUARANTEED FLOATING RATE NOTES
        DUE MAY 2000
        ISIN: XS0075938489


THIS IS TO FORMALLY ADVISE YOU THAT THE INTEREST RATE FOR THE
PERIOD 24AUG99 TO 24NOV99 HAS BEEN FIXED AT 5.31906  PCT PER ANNUM.
THE COUPON AMOUNT DUE 24NOV99 WILL AMOUNT TO:
GBP 134.07 PER GBP 10,000 DENOMINATION.
GBP 1,340.69 PER GBP 100,000 DENOMINATION.
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IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK
ON TEL:  44 171 508 3857 OR FAX:  44 171 508 3881.


FROM
RATE FIX DESK
CITIBANK N.A. LONDON


END

RC QZFFLKVKZBKX

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