81AQ Hsbc Bk.23

    

Hapoalim International N.V.



RE: HAPOALIM INTERNATIONAL N.V.
    USD 390,000.00
    MATURING: 12/Feb/2011
    ISSUE DATE: 12/Feb/2004
    ISIN: XS0184981891

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
13/Nov/2006 TO 12/Feb/2007 HAS BEEN FIXED AT 6.076250 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 12/Feb/2007 WILL AMOUNT TO
USD 15.36 PER USD 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.

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