BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    USD 100,000,000.00
    MATURING: 30/Oct/2099
    ISSUE DATE: 30/Oct/2000
    ISIN: XS0119875168

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
31/Oct/2005 TO 30/Jan/2006 HAS BEEN FIXED AT 4.993130 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 30/Jan/2006 WILL AMOUNT TO
USD 3,155.38 PER USD 250,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.

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