BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

RE: Skandinaviska Enskilda Banken
    SEK 300,000,000.00
    MATURING: 15/Jan/2008
    ISSUE DATE: 14/Dec/2005
    ISIN: XS0238460553

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
16/Jan/2006 TO 18/Apr/2006 HAS BEEN FIXED AT 1.980000 PCT.

DAY BASIS 92/360

INTEREST PAYABLE VALUE 18/Apr/2006 WILL AMOUNT TO:
SEK 5,060.00 PER SEK 1,000,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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