CHICAGO, Oct. 18 /PRNewswire-FirstCall/ -- Shand Morahan & Co., Inc. and AVRECO are pleased to announce its partnership in an exciting new risk management program aimed at Midwest hospitals. The Heartland Healthcare Hospital Program (3HP) offers Midwest community hospitals with fewer than 150 beds comprehensive professional liability insurance that includes a unique, risk management component. This cutting-edge, value-added component called Emmi(R) was created by Emmi Solutions LLC, and provides access to web-based interactive programs that help hospitals reduce claims and promote patient safety. Shand provides the new Heartland Healthcare Hospital program affordable, claims-made insurance coverage with limits of $1 million/$3 million per location, and a $5,000 minimum deductible. Companion coverage is also available, including staff physicians, errors and omissions and long-term care. In addition, Shand Morahan will contribute 2% to each participating hospital to offset the cost of the Emmi(R) programs. Commenting on 3HP, Sarah Dore, senior vice president healthcare at AVRECO said, "Risk management is about communication and behavior and Emmi(R) enhances that. There are a lot of risk management tools out there, but they don't get to the heart of the matter -- making patients a part of the team, a part of the process. Emmi(R) will help these community hospitals prepare their patients and make them a better-informed consumer." "It was a great collaboration that focuses on insurance with a strong carrier, plus patient safety through an innovative approach," said Fran O'Connell, vice president medical at Shand Morahan & Co. Inc. Founded in 1962, AVRECO has offices in Chicago and California, and is one of the largest independent insurance wholesalers in the United States. AVRECO specializes in niche business, including medical malpractice and professional liability insurance. The company's experienced Medical Professional Department also has expertise in the formation of captives. For more information about AVRECO, please visit them at http://www.avreco.com/ A subsidiary of the Markel Corporation, Shand Morahan & Company, Inc. underwrites coverages tailored to offer insurance solutions for highly specialized professionals including medical professionals and others. For more information on Shand Morahan's products, please visit http://www.shand.com/. Markel Corporation markets and underwrites specialty insurance products and programs to a variety of niche markets. In each of these markets, the Company strives to provide quality products and excellent customer service. Emmi Solutions, LLC is the creator of web-based communication solutions and producer of award-winning Emmi(R) programs used by healthcare organizations to engage patients and positively impact the patient experience throughout the continuum of care. Visit them at http://www.emmisolutions.com/ Agents and brokers with hospital clients that would benefit from Heartland Healthcare Hospital Program should contact Sarah Dore at AVRECO at (312) 294- 5623 or DATASOURCE: Shand Morahan & Co., Inc. CONTACT: Letha E. Heaton, +1-847-572-6250, , or Gail A. Strejc, +1-847-572-6252, , both of Markel Corporation for Shand Morahan & Co., Inc. Web site: http://www.shand.com/ http://www.avreco.com/ http://www.emmisolutions.com/

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