Bradford & Bingley plc

RE: BRADFORD & BINGLEY BUILDING SOCIETY 
    GBP  2,810,000.00
    MATURING:  22/Nov/2006
    ISSUE DATE:  22/May/2002
    ISIN: XS0146659783

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
22/May/2006 TO 22/Aug/2006 HAS BEEN FIXED AT 4.555630 PCT. 

DAY BASIS 92/365

INTEREST PAYABLE VALUE 22/Aug/2006 WILL AMOUNT TO 
GBP 114.83 PER GBP 10,000.00 DENOMINATION. 
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IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.

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